Haeven

Active

Private limited companyfounded 20215 yrs activeVan den Hautelei 166D, 2100 Antwerpen, BelgiumKBO/BCE: BE 0771.539.681

Haeven has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

53 / 100

Fair▼ -45 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency11▼-89

Growth58▼-20

Stability94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.93 against 2.74 in 2024), and 97.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.1%

Return on assets

58.6%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16906 sector peers (2025).

NBB · sector comparison

Position among 16906 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

129 d early

2024

58 d early

2023

7 d early

2022

31 d early

2021

33 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▼ 92.4%

2024 · €52k

2021: €20k 2022: €44k 2023: €77k 2024: €52k

2021 → 2025

Total assets

€190k▲ 137%

2024 · €80k

2021: €46k 2022: €73k 2023: €118k 2024: €80k

2021 → 2025

Net result

€111k▲ 70.9%

2024 · €65k

2021: €16k 2022: €24k 2023: €33k 2024: €65k

2021 → 2025

Working capital

€-13k

2024 · €48k

2021: €25k 2022: €53k 2023: €86k 2024: €48k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€20k-€44k▲ 120%€77k▲ 74.7%€52k▼ 32.3%€4k▼ 92.4%

Operating result€21k-€31k▲ 50.4%€42k▲ 35.2%€82k▲ 93.6%€143k▲ 75.0%

Net result€16k-€24k▲ 49.3%€33k▲ 37.2%€65k▲ 96.6%€111k▲ 70.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 75% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €190k

90.9%

Fixed assets €17k▲ 292%

Current assets €172k▲ 128%

Equity and liabilities €190k

97.9%

Equity €4k▼ 92.4%

Debt €186k▲ 572%

The debt ratio rises from 34.5% to 97.9%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€144k▲

2024 · €83k

Cash flow

€112k▲

2024 · €66k

Solvency

2.1%▼

2024 · 65.5%

Current ratio

0.93▼

2024 · 2.74

Quick ratio

0.93▼

2024 · 2.74

Debt / equity

46.39▲

2024 · 0.53

ROA

58.6%▼

2024 · 81.3%

Interest coverage

950.39▲

2024 · 299.75

Debt

€186k▲

2024 · €28k

Debt ≤ 1 year

€186k▲

2024 · €28k

Income taxes

€32k▲

2024 · €17k

A ratio outside any meaningful range has been withheld (balance sheet total €190k, equity €4k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€80k€190k▲

Fixed assets21/28€4k€17k▲

Tangible fixed assets22/27€1k€5k▲

Furniture and vehicles24€1k€5k▲

Financial fixed assets28€3k€12k▲

Current assets29/58€76k€172k▲

Amounts receivable within one year40/41€53k€121k▲

Trade receivables40€53k€121k▲

Cash at bank and in hand54/58€20k€49k▲

Deferred charges and accrued income490/1€3k€2k▼

Equity and liabilities

Total equity and liabilities10/49€80k€190k▲

Equity10/15€52k€4k▼

Contributions10/11€4k€4k=

Reserves13€48k€0▼

Distributable reserves133€48k€0▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€28k€186k▲

Amounts payable within one year42/48€28k€186k▲

Trade debts44€1k€274▼

Suppliers440/4€1k€274▼

Taxes, remuneration and social security45€16k€33k▲

Taxes450/3€16k€33k▲

Other amounts payable47/48€10k€152k▲

Accrued charges and deferred income492/3€0-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€851€907▲

Other operating charges640/8€676€952▲

Non-recurring operating charges66A-€756

Gross operating margin9900€83k€146k▲

Operating profit (loss)9901€82k€143k▲

Financial income75/76B€206€120▼

Recurring financial income75€206€120▼

Financial charges65/66B€276€152▼

Recurring financial charges65€276€152▼

Profit (loss) for the period before taxes9903€82k€143k▲

Income taxes67/77€17k€32k▲

Profit (loss) for the period9904€65k€111k▲

Profit (loss) for the period to be appropriated9905€65k€111k▲

Appropriation of the result

Profit (loss) to be appropriated9906€65k€111k▲

Transfer from equity791/2€90k€48k▼

Transfer to equity691/2€65k€0▼

To other reserves6921€65k€0▼

Profit to be distributed694/7€90k€160k▲

Return on contributions (dividend)694€90k€160k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €111k ▲70.9%

Operating result €143k, net result €111k, both a record.

03-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

24-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Van den Hautelei 166D2100 Antwerpen

Ground area

9,302 m²

Building footprint

90 m²

Parcel 11346B1045/00A000, Flanders. Linked by address, not a title deed.

1 establishment unit

Haeven

Van den Hautelei 166D, 2100 AntwerpenComputer programming, consultancy and related activities

since 20212.319.644.637

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11346B1045/00A000	Flanders	9,302 m²	1 · 90 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Begijnendijk · Eq €4k

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 5,209 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-07-2021

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.