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Haerts-Moeyaert

Active
Private limited companyfounded 199630 yrs activePilsestraat 18, 8210 Zedelgem, BelgiumKBO/BCE: BE 0456.791.707

Haerts-Moeyaert has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.34M and a net result of €566k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 8.31 against 8.0 in 2024; short-term debt: 8.6% and cash: 20.4% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.5%
Return on assets
21.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
29 d early
2023
11 d early
2022
12 d early
2021
9 d early
2020
8 d early
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.34M▲ 24.3%
2024 · €1.88M
2018: €711k 2019: €808k 2020: €960k 2021: €1.14M 2022: €1.45M 2023: €1.67M 2024: €1.88M
2018 → 2025
Total assets
€2.67M▲ 29.3%
2024 · €2.06M
2018: €1.57M 2019: €1.61M 2020: €1.84M 2021: €1.89M 2022: €1.79M 2023: €1.95M 2024: €2.06M
2018 → 2025
Net result
€566k▲ 150%
2024 · €226k
2018: €17k 2019: €103k 2020: €142k 2021: €216k 2022: €326k 2023: €239k 2024: €226k
2018 → 2025
Working capital
€1.67M▲ 127%
2024 · €738k
2018: €104k 2019: €148k 2020: €208k 2021: €288k 2022: €614k 2023: €865k 2024: €738k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.14M-€1.45M▲ 26.9%€1.67M▲ 15.8%€1.88M▲ 12.3%€2.34M▲ 24.3%
Operating result€316k-€436k▲ 38.1%€306k▼ 29.9%€285k▼ 6.9%€726k▲ 155%
Net result€216k-€326k▲ 50.9%€239k▼ 26.5%€226k▼ 5.6%€566k▲ 150%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600k€800kOperating result 2021: €316k€316kNet result 2021: €216k€216kOperating result 2022: €436k€436kNet result 2022: €326k€326kOperating result 2023: €306k€306kNet result 2023: €239k€239kOperating result 2024: €285k€285kNet result 2024: €226k€226kOperating result 2025: €726k€726kNet result 2025: €566k€566k20212022202320242025
The operating result recovers in 2025; 2025 is 155% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.67M
Fixed assets €766k▼ 37.3%
Current assets €1.90M▲ 126%
Equity and liabilities €2.67M
Equity €2.34M▲ 24.3%
Provisions €78k▲ 86.7%
Debt €254k▲ 77.5%
The debt ratio rises from 6.9% to 9.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€757k
2024 · €379k
Cash flow
€597k
2024 · €320k
Solvency
87.5%
2024 · 91.0%
Current ratio
8.31
2024 · 8.00
Quick ratio
8.31
2024 · 8.00
Debt / equity
0.11
2024 · 0.08
ROE
24.2%
2024 · 12.0%
ROA
21.2%
2024 · 10.9%
Interest coverage
85.65
2024 · 65.31
Debt
€254k
2024 · €143k
Debt ≤ 1 year
€229k
2024 · €106k
Debt > 1 year
€24k
2024 · €38k
Income taxes
€173k
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.06M€2.67M
Fixed assets21/28€1.22M€766k
Tangible fixed assets22/27€1.13M€674k
Land and buildings22€1.11M€672k
Plant, machinery and equipment23€1k€1k
Furniture and vehicles24€16k-
Financial fixed assets28€92k€92k=
Current assets29/58€844k€1.90M
Amounts receivable within one year40/41-€144k
Other amounts receivable41-€144k
Current investments50/53€687k€1.17M
Cash at bank and in hand54/58€122k€543k
Deferred charges and accrued income490/1€34k€43k
Equity and liabilities
Total equity and liabilities10/49€2.06M€2.67M
Equity10/15€1.88M€2.34M
Contributions10/11€26k€26k=
Reserves13€1.85M€2.31M
Tax-exempt reserves132€463k€701k
Distributable reserves133€1.39M€1.61M
Profit (loss) carried forward14€5€42
Provisions and deferred taxes16€42k€78k
Provisions for liabilities and charges160/5€15k-
Major repairs and maintenance162€15k-
Deferred taxes168€27k€78k
Amounts payable17/49€143k€254k
Amounts payable after more than one year17€38k€24k
Financial debts170/4€38k€24k
Amounts payable within one year42/48€106k€229k
Current portion of amounts payable after more than one year42€23k€13k
Trade debts44€4k€4k
Suppliers440/4€4k€4k
Taxes, remuneration and social security45€52k€83k
Taxes450/3€48k€78k
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€26k€128k
Accrued charges and deferred income492/3-€890
Income statement Code20242025
Non-recurring operating income76A-€210k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€31k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-1k€-15k
Other operating charges640/8€6k€5k
Gross operating margin9900€383k€748k
Operating profit (loss)9901€285k€726k
Financial income75/76B€35k€73k
Recurring financial income75€35k€73k
Financial charges65/66B€6k€9k
Recurring financial charges65€6k€9k
Profit (loss) for the period before taxes9903€314k€790k
Transfer from deferred taxes780€1k€1k=
Transfer to deferred taxes680-€52k
Income taxes67/77€90k€173k
Profit (loss) for the period9904€226k€566k
Transfer from tax-exempt reserves789€4k€88k
Transfer to tax-exempt reserves689€63k€326k
Profit (loss) for the period to be appropriated9905€166k€328k
Appropriation of the result
Profit (loss) to be appropriated9906€166k€328k
Profit (loss) brought forward from the previous period14P€23€42
Transfer from equity791/2€20k€102k
Transfer to equity691/2€166k€324k
To other reserves6921€166k€324k
Profit to be distributed694/7€20k€105k
Return on contributions (dividend)694€20k€102k
Directors or managers695-€3k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €566k ▲150%
Operating result €726k, net result €566k, both a record.
31-12
Financial Equity above €2MEq €2.34M ▲24.3%
8 profitable years in a row build equity to €2.34M.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €1MEq €1.14M ▲18.6%
4 profitable years in a row build equity to €1.14M.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
19-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pilsestraat 188210 Zedelgem
Ground area
728 m²
Building footprint
282 m²
Volume, LiDAR
1,093 m³
Parcel 31040C0463/00L000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pilsestraat 18, 8210 Zedelgem
Financial service activities, except insurance and pension funding
since 19962.077.479.385
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31040C0463/00L000 Flanders 727 m² 1 · 282 m² 7.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500EE0C9956799922
live in the LEI register

Similar companies · same sector, comparable size

Of 232 companies in sector 46323 we hold annual accounts for 156. 87 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-01-1996
Fiscal year end31-12
Activities, NACEBEL
46323Wholesale trade
51381
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:vishandel.haerts@pandora.be
Establishment Zedelgem 2.077.479.385
Phone:0475/62.24.24
Establishment Zedelgem 2.077.479.385