HAECKONSTRUCT
ActiveHAECKONSTRUCT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €398k and a net result of €23k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency76▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 3.17 in 2024; short-term debt: 10.1% and cash: 15.1% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
29 d early
2023
32 d early
2022
25 d early
2021
26 d early
2020
35 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€398k▲ 5.7%
2024 · €376k
2018: €77k
2019: €248k
2020: €298k
2021: €316k
2022: €399k
2023: €393k
2024: €376k
2018 → 2025
Total assets
€780k▼ 4.6%
2024 · €818k
2018: €1.02M
2019: €1.19M
2020: €1.15M
2021: €1.00M
2022: €1.00M
2023: €895k
2024: €818k
2018 → 2025
Net result
€23k▲ 9.7%
2024 · €21k
2018: €9k
2019: €171k
2020: €50k
2021: €18k
2022: €84k
2023: €-5k
2024: €21k
2018 → 2025
Working capital
€201k▲ 7.2%
2024 · €188k
2018: €-40k
2019: €65k
2020: €95k
2021: €99k
2022: €236k
2023: €211k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€399k▲ 26.2%€393k▼ 1.7%€376k▼ 4.1%€398k▲ 5.7%
Operating result€38k-€156k▲ 309%€-9k€32k€27k▼ 16.5%
Net result€18k-€84k▲ 360%€-5k€21k€23k▲ 9.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€501k▼ 7.9%
Current assets
€280k▲ 2.2%
Equity and liabilities €780k
Equity
€398k▲ 5.7%
Debt
€383k▼ 13.3%
The debt ratio falls from 54.0% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €76k
Cash flow
€65k▲
2024 · €65k
Solvency
51.0%▲
2024 · 46.0%
Current ratio
3.56▲
2024 · 3.17
Quick ratio
3.56▲
2024 · 3.17
Debt / equity
0.96▼
2024 · 1.17
ROE
5.8%▲
2024 · 5.6%
ROA
3.0%▲
2024 · 2.6%
Interest coverage
16.83▲
2024 · 8.69
Debt
€383k▼
2024 · €441k
Debt ≤ 1 year
€79k▼
2024 · €86k
Debt > 1 year
€302k▼
2024 · €353k
Income taxes
€8k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€818k€780k▼
Fixed assets21/28€544k€501k▼
Tangible fixed assets22/27€544k€501k▼
Land and buildings22€497k€473k▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€46k€28k▼
Current assets29/58€274k€280k▲
Amounts receivable within one year40/41€12k€16k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€58€3k▲
Current investments50/53€138k€144k▲
Cash at bank and in hand54/58€122k€118k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€818k€780k▼
Equity10/15€376k€398k▲
Contributions10/11€7k€7k=
Reserves13€370k€391k▲
Distributable reserves133€370k€391k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€441k€383k▼
Amounts payable after more than one year17€353k€302k▼
Financial debts170/4€353k€302k▼
Amounts payable within one year42/48€86k€79k▼
Current portion of amounts payable after more than one year42€51k€62k▲
Financial debts43€4k€4k▲
Credit institutions430/8€4k€4k▲
Trade debts44€27k€9k▼
Suppliers440/4€27k€9k▼
Taxes, remuneration and social security45€2k€640▼
Taxes450/3€2k€640▼
Other amounts payable47/48€3k€3k=
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€42k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€78k€73k▼
Operating profit (loss)9901€32k€27k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€29k€31k▲
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€21k€23k▲
Profit (loss) for the period to be appropriated9905€21k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€23k▲
Transfer from equity791/2€35k€2k▼
Transfer to equity691/2€19k€23k▲
To other reserves6921€19k€23k▲
Profit to be distributed694/7€37k€2k▼
Return on contributions (dividend)694€37k€2k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-5k ▼106%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €171k ▲1823%
Operating result €268k, net result €171k, both a record.
30-09
Financial
Equity above €200kEq €248k ▲220%
2 profitable years in a row build equity to €248k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vermorgenstraat 809100 Sint-NiklaasGround area
108 m²
Building footprint
109 m²
Volume, LiDAR
1,270 m³
Parcel 46447B0471/00T005, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HAECKONSTRUCT
since 20052.150.411.212
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0471/00T005 | Flanders | 108 m² | 1 · 109 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THERMA
BE 0644.933.105
Waregem · Eq €398k
GEFI
BE 0466.990.860
Olen · Eq €398k
PIET LUYS INDUSTRIEBOUW - BÂTIMENTS INDUSTRIELS
BE 0778.995.320
Schaarbeek · Eq €399k
AERTS METALEN
BE 0440.743.650
Zonhoven · Eq €400k
TECHNICONSULT
BE 0521.889.001
Huldenberg · Eq €400k
Of 3,988 companies in sector 25110 we hold annual accounts for 2,148. 1,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2005
Fiscal year end30-09
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
25120Manufacture of fabricated metal products, except machinery and equipment
28120
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36100
42220Construction of utility projects for electricity and telecommunications
43110Demolition
43120Site preparation
45111
45112
45215
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.