HAECK TRANSPORT
ActiveThe computed 12-month bankruptcy probability of HAECK TRANSPORT is 2.5% (moderate). The 2025 annual accounts show equity of €209k and a net result of €72k. Equity is growing by ~70.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 1845 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-7
Solvency42=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.67 in 2024; short-term debt: 60.1% and cash: 5.7% of total assets), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
5.8%
Age of the figures
10 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1845 sector peers (2025).
NBB · sector comparisonPosition among 1845 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 01-06-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
84 d early
2023
34 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€209k▲ 52.5%
2024 · €137k
2022: €36k
2023: €47k
2024: €137k
2022 → 2025
Total assets
€1.24M▲ 56.3%
2024 · €792k
2022: €706k
2023: €754k
2024: €792k
2022 → 2025
Net result
€72k▼ 20.3%
2024 · €90k
2022: €-14k
2023: €10k
2024: €90k
2022 → 2025
Working capital
€-127k▲ 5.5%
2024 · €-135k
2022: €-53k
2023: €-99k
2024: €-135k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€36k-€47k▲ 28.6%€137k▲ 193%€209k▲ 52.5%
Operating result€-9k-€22k€125k▲ 457%€98k▼ 21.6%
Net result€-14k-€10k€90k▲ 767%€72k▼ 20.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€621k▲ 21.2%
Current assets
€616k▲ 121%
Equity and liabilities €1.24M
Equity
€209k▲ 52.5%
Debt
€1.03M▲ 57.1%
The debt ratio rises from 82.7% to 83.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€207k▼
2024 · €217k
Cash flow
€181k▼
2024 · €182k
Solvency
16.9%▼
2024 · 17.3%
Current ratio
0.83▲
2024 · 0.67
Quick ratio
0.83▲
2024 · 0.67
Debt / equity
4.93▲
2024 · 4.79
ROE
34.4%▼
2024 · 65.8%
ROA
5.8%▼
2024 · 11.4%
Interest coverage
11.42▼
2024 · 14.45
Debt
€1.03M▲
2024 · €655k
Debt ≤ 1 year
€743k▲
2024 · €414k
Debt > 1 year
€285k▲
2024 · €241k
Income taxes
€8k▼
2024 · €20k
Staff costs
€685k▲
2024 · €404k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€792k€1.24M▲
Fixed assets21/28€513k€621k▲
Tangible fixed assets22/27€511k€620k▲
Furniture and vehicles24€319k€294k▼
Leasing and similar rights25€192k€326k▲
Financial fixed assets28€1k€1k=
Current assets29/58€279k€616k▲
Amounts receivable within one year40/41€220k€536k▲
Trade receivables40€216k€509k▲
Other amounts receivable41€4k€27k▲
Cash at bank and in hand54/58€33k€70k▲
Deferred charges and accrued income490/1€26k€10k▼
Equity and liabilities
Total equity and liabilities10/49€792k€1.24M▲
Equity10/15€137k€209k▲
Contributions10/11€50k€50k=
Reserves13-€32k
Tax-exempt reserves132-€32k
Profit (loss) carried forward14€87k€126k▲
Amounts payable17/49€655k€1.03M▲
Amounts payable after more than one year17€241k€285k▲
Financial debts170/4€241k€285k▲
Amounts payable within one year42/48€414k€743k▲
Current portion of amounts payable after more than one year42€85k€122k▲
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€185k€356k▲
Suppliers440/4€185k€356k▲
Taxes, remuneration and social security45€76k€121k▲
Taxes450/3€22k€29k▲
Remuneration and social security454/9€54k€92k▲
Other amounts payable47/48€68k€134k▲
Income statement
Code20242025
Non-recurring operating income76A-€32k
Remuneration, social security and pensions62€404k€685k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€109k▲
Other operating charges640/8€4k€8k▲
Gross operating margin9900€625k€900k▲
Operating profit (loss)9901€125k€98k▼
Financial income75/76B€31€0▼
Recurring financial income75€31€0▼
Financial charges65/66B€15k€18k▲
Recurring financial charges65€15k€18k▲
Profit (loss) for the period before taxes9903€110k€80k▼
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€90k€72k▼
Transfer to tax-exempt reserves689-€32k
Profit (loss) for the period to be appropriated9905€90k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€126k▲
Profit (loss) brought forward from the previous period14P€-3k€87k▲
Social balance
Average headcount (FTE)90876.79.3▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-11
Financial
Equity above €200kEq €209k ▲52.5%
3 profitable years in a row build equity to €209k.
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-11
Financial
Highest result since 2022net €90k ▲767%
Operating result €125k, net result €90k, both a record.
30-11
Financial
Equity above €100kEq €137k ▲193%
2 profitable years in a row build equity to €137k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pathoekeweg 3908000 BruggeGround area
9,999 m²
Building footprint
1,599 m²
Volume, LiDAR
14,662 m³
Parcel 31810N0649/00A002, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pathoekeweg 390, 8000 Brugge
since 20212.319.412.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31810N0649/00A002 | Flanders | 9,999 m² | 1 · 1,599 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 5,631 EUR awarded · 5,296 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 596 EUR | 261 EUR |
| 2024 | 1 | 358 EUR | 358 EUR |
| 2023 | 2 | 3,849 EUR | 3,849 EUR |
| 2022 | 1 | 828 EUR | 828 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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ROFRA
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Esbeld Trans
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Roeselare · Eq €208k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 6,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2021
Fiscal year end30-11
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.