HAE CONSULTING

Active

Private limited companyfounded 20233 yrs activeFernand Tonnetgaarde 17, 1090 Jette, BelgiumKBO/BCE: BE 0805.687.443

The computed 12-month bankruptcy probability of HAE CONSULTING is 4.6% (elevated). The 2025 annual accounts show equity of €28k and a net result of €26k. Its solvency ranks better than 56% of 27619 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency78

Growth-

Track record79

Bankruptcy probability, 12 months

4.6% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Liquidity ample (current ratio 1.85; short-term debt: 47.4% and cash: 87.7% of total assets), and 47.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

52.6%

Return on assets

48.9%

Age of the figures

15 mo

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

16 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k

Total assets

€54k

Net result

€26k

Working capital

€22k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €54k

12.3%

87.7%

Fixed assets €7k

Current assets €47k

Equity and liabilities €54k

52.6%

47.4%

Equity €28k

Debt €26k

Debt finances 47.4% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€47k

Cash flow

€37k

Solvency

52.6%

Current ratio

1.85

Quick ratio

1.85

Debt / equity

0.90

ROE

92.9%

ROA

48.9%

Interest coverage

19.47

Debt

€26k

Debt ≤ 1 year

€26k

Income taxes

€8k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€54k

Fixed assets21/28€7k

Tangible fixed assets22/27€7k

Furniture and vehicles24€7k

Current assets29/58€47k

Cash at bank and in hand54/58€47k

Equity and liabilities

Total equity and liabilities10/49€54k

Equity10/15€28k

Contributions10/11€2k

Capital10€2k

Issued capital100€2k

Reserves13€26k

Distributable reserves133€26k

Profit (loss) carried forward14€51

Amounts payable17/49€26k

Amounts payable within one year42/48€26k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€15k

Taxes450/3€15k

Other amounts payable47/48€6k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k

Other operating charges640/8€2k

Gross operating margin9900€49k

Operating profit (loss)9901€37k

Financial income75/76B€21

Recurring financial income75€21

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€34k

Income taxes67/77€8k

Profit (loss) for the period9904€26k

Profit (loss) for the period to be appropriated9905€26k

Appropriation of the result

Profit (loss) to be appropriated9906€26k

Transfer to equity691/2€26k

To other reserves6921€26k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

16-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 16 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fernand Tonnetgaarde 171090 Jette

Ground area

562 m²

Building footprint

211 m²

Volume, LiDAR

1,862 m³

Parcel 21010B0049/00B005, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

HAE CONSULTING

Fernand Tonnetgaarde 17, 1090 JetteGeneral electrical installation work

since 20232.349.644.955

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21010B0049/00B005	Brussels	562 m²	1 · 211 m²	10.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

JK Elektro

BE 0688.886.278

Antwerpen · Eq €28k

SERVICES AND IMAGING CORPORATION

Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 7,890 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-09-2023

Fiscal year end30-06

Activities, NACEBEL

43211General electrical installation work

43222Installation of electric heating, air conditioning, cooling and ventilation

71121Engineering and related technical consultancy, excluding land surveyors

81220Other building cleaning and industrial cleaning

81230Other cleaning activities

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.