HADDIA
ActiveHADDIA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.20M and a net result of €171k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 631 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-23
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 5.9 in 2024), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
11.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
55 d early
2023
12 d late
2022
32 d late
2021
92 d late
2020
58 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€171k▼ 19.4%
2024 · €212k
2018: €115k
2019: €147k
2020: €128k
2021: €101k
2022: €-78k
2023: €204k
2024: €212k
2018 → 2025
Working capital
€466k▲ 10.8%
2024 · €421k
2018: €287k
2019: €462k
2020: €624k
2021: €739k
2022: €565k
2023: €700k
2024: €421k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€887k-€810k▼ 8.7%€964k▲ 19.0%€1.13M▲ 16.8%€1.20M▲ 6.3%
Operating result€151k-€-71k€275k€311k▲ 13.1%€244k▼ 21.5%
Net result€101k-€-78k€204k€212k▲ 4.0%€171k▼ 19.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€788k▲ 3.5%
Current assets
€659k▲ 30.0%
Equity and liabilities €1.45M
Equity
€1.20M▲ 6.3%
Debt
€250k▲ 75.9%
The debt ratio rises from 11.2% to 17.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€304k▼
2024 · €356k
Cash flow
€231k▼
2024 · €258k
Solvency
82.8%▼
2024 · 88.8%
Current ratio
3.42▼
2024 · 5.90
Quick ratio
3.42▼
2024 · 5.90
Debt / equity
0.21▲
2024 · 0.13
ROE
14.3%▼
2024 · 18.9%
ROA
11.8%▼
2024 · 16.7%
Interest coverage
551.28▲
2024 · 38.99
Debt
€250k▲
2024 · €142k
Debt ≤ 1 year
€193k▲
2024 · €86k
Income taxes
€74k▼
2024 · €92k
Staff costs
€33k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.45M▲
Fixed assets21/28€761k€788k▲
Tangible fixed assets22/27€761k€787k▲
Land and buildings22€692k€664k▼
Plant, machinery and equipment23€52k€61k▲
Furniture and vehicles24€12k€60k▲
Other tangible fixed assets26€5k€2k▼
Financial fixed assets28€190€190=
Current assets29/58€507k€659k▲
Amounts receivable within one year40/41€10k€25k▲
Other amounts receivable41€10k€25k▲
Cash at bank and in hand54/58€452k€581k▲
Deferred charges and accrued income490/1€45k€53k▲
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.45M▲
Equity10/15€1.13M€1.20M▲
Contributions10/11€19k€19k=
Reserves13€619k€690k▲
Distributable reserves133€619k€690k▲
Profit (loss) carried forward14€488k€488k=
Amounts payable17/49€142k€250k▲
Amounts payable within one year42/48€86k€193k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€26k€35k▲
Taxes450/3€21k€28k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€56k€153k▲
Accrued charges and deferred income492/3€56k€57k▲
Income statement
Code20242025
Remuneration, social security and pensions62€39k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€60k▲
Other operating charges640/8€8k€10k▲
Non-recurring operating charges66A-€63
Gross operating margin9900€404k€346k▼
Operating profit (loss)9901€311k€244k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€9k€551▼
Recurring financial charges65€9k€551▼
Profit (loss) for the period before taxes9903€304k€245k▼
Income taxes67/77€92k€74k▼
Profit (loss) for the period9904€212k€171k▼
Profit (loss) for the period to be appropriated9905€212k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€701k€659k▼
Profit (loss) brought forward from the previous period14P€488k€488k=
Transfer from equity791/2€50k€100k▲
Transfer to equity691/2€212k€171k▼
To other reserves6921€212k€171k▼
Profit to be distributed694/7€50k€100k▲
Return on contributions (dividend)694€50k€100k▲
Social balance
Average headcount (FTE)90871.11.0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €212k ▲4%
Operating result €311k, net result €212k, both a record.
31-12
Financial
Equity above €1MEq €1.13M ▲16.8%
2 profitable years in a row build equity to €1.13M.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 12 days late
2023
31-12
Financial
Back to profitnet €204k
Net result €204k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-78k ▼177%
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 29.69
Current ratio from 7.39 to 29.69; short-term debt falls from €98k to €26k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Briefdragerstraat 91080 Sint-Jans-MolenbeekGround area
207 m²
Building footprint
206 m²
Volume, LiDAR
1,521 m³
Parcel 21522B0220/00S002, Brussels · tallest building 15.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Briefdragerstraat 9, 1080 Sint-Jans-Molenbeek
since 20052.230.054.546
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0220/00S002 | Brussels | 207 m² | 1 · 206 m² | 15.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TANDARTSENGROEP BEUTELS
BE 0888.820.403
Heusden-Zolder · Eq €1.20M
CABINET DENTAIRE SAVOINI GIANNI
BE 0658.874.874
Jemeppe-sur-Sambre · Eq €1.20M
Cleforta
BE 0691.926.140
Pajottegem · Eq €1.19M
MALIBOU ORTHO
BE 0804.727.935
Ieper · Eq €1.20M
BNS Tandartsen
BE 0536.705.750
Geel · Eq €1.19M
Of 6,919 companies in sector 86230 we hold annual accounts for 4,280. 2,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2005
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.