Turnover
The micro format states no turnover.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 71% of them on solvency, 64% on liquidity, 84% on profitability and 82% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as HAckGIC has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HAckGIC itself is lower: < 0.1% within 12 months. It rests on far more data about HAckGIC than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for HAckGIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.91 (1.49 in 2024), above the usual 1.5. Short-term debt is 19.4% and cash 22.6% of total assets. 25.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| HAckGIC Lievegem | €155,894 | €77,139 | 74.3% | - |
| In Forma Nazareth-De Pinte | €173,128 | €72,110 | 59.4% | - |
| JEMUCO Sint-Niklaas | €159,875 | €72,531 | 41.5% | - |
| liro advisory Ninove | €162,601 | €68,072 | 88.8% | - |
| ALLERT S Destelbergen | €164,994 | €84,696 | 13.2% | - |
| DEJAVA Sint-Lievens-Houtem | €150,314 | €75,944 | 42.5% | - |
| EFFECTUM Laarne | €168,747 | €67,891 | 41.3% | - |
These companies have the same main activity as HAckGIC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €150,000 and €173,000, founded between 2016 and 2018.
HAckGIC files the micro format. That format states no turnover. The gross margin rose from €44,677 in 2018 to €77,139 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €120,000 and €200,000.
Higher than 71% of 39,360 companies in 2025.
Higher than 72% of 38,044 companies in 2025.
Higher than 68% of 38,516 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
155,894 | 191,892 | 167,537 | 154,400 | 162,673 | 117,800 | 81,099 | 64,674 | |
21/28 |
37,910 | 60,826 | 82,155 | 67,250 | 80,377 | 27,513 | 39,767 | 25,225 | |
22/27 |
37,910 | 60,826 | 82,155 | 67,250 | 80,377 | 27,513 | 39,767 | 25,225 | |
23 |
734 | 1,270 | 219 | 660 | 1,355 | 1,099 | 1,981 | 2,055 | |
24 |
11,974 | 24,754 | 37,534 | 54,618 | 76,335 | 23,714 | 34,186 | 23,170 | |
25 |
17,738 | 26,135 | 34,533 | - | - | - | - | - | |
26 |
7,464 | 8,667 | 9,870 | 11,972 | 2,687 | 2,700 | 3,599 | - | |
29/58 |
117,985 | 131,067 | 85,382 | 87,150 | 82,296 | 90,287 | 41,332 | 39,449 | |
3 |
- | - | - | - | 0 | 2,475 | 2,000 | 3,238 | |
30/36 |
- | - | - | - | 0 | 2,475 | 2,000 | 3,238 | |
40/41 |
80,137 | 99,620 | 70,137 | 69,565 | 6,950 | 6,133 | 23,365 | 19,986 | |
40 |
13,535 | 19,845 | 4,477 | 64 | 820 | 0 | 20,218 | 11,700 | |
41 |
66,602 | 79,775 | 65,660 | 69,501 | 6,130 | 6,133 | 3,147 | 8,286 | |
50/53 |
- | - | - | - | - | 0 | 5,995 | 9,989 | |
54/58 |
35,236 | 25,307 | 10,020 | 14,631 | 73,091 | 80,325 | 7,873 | 3,663 | |
490/1 |
2,612 | 6,140 | 5,225 | 2,954 | 2,255 | 1,354 | 2,099 | 2,574 | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
155,894 | 191,892 | 167,537 | 154,400 | 162,673 | 117,800 | 81,099 | 64,674 | |
10/15 |
115,831 | 73,335 | 73,335 | 87,441 | 62,882 | 71,912 | 19,935 | 25,529 | |
10/11 |
24,251 | 24,251 | 24,251 | 24,251 | 5,651 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | |
13 |
63,190 | 63,190 | 63,190 | 63,190 | 57,231 | 65,712 | 19,329 | 19,329 | |
130/1 |
- | - | - | - | 0 | 1,860 | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | |
1311 |
- | - | - | - | 0 | 1,860 | - | - | |
133 |
63,190 | 63,190 | 63,190 | 63,190 | 57,231 | 63,852 | 17,469 | 17,469 | |
14 |
28,390 | -14,106 | -14,106 | 0 | 0 | 0 | -5,594 | - | |
17/49 |
40,064 | 118,557 | 94,202 | 66,959 | 99,791 | 45,888 | 61,164 | 39,145 | |
17 |
9,882 | 30,394 | 50,420 | 35,026 | 50,333 | 10,429 | 23,352 | 14,820 | |
170/4 |
9,882 | 30,394 | 50,420 | 35,026 | 50,333 | 10,429 | 23,352 | 14,820 | |
42/48 |
30,182 | 88,164 | 43,781 | 31,933 | 49,458 | 35,460 | 37,812 | 24,326 | |
42 |
20,512 | 20,026 | 19,557 | 15,307 | 17,895 | 12,924 | 14,812 | 8,183 | |
43 |
505 | 190 | 527 | 51 | 0 | 22 | - | - | |
430/8 |
505 | 190 | 527 | 51 | 0 | 22 | - | - | |
44 |
0 | 16,680 | 6,433 | 10,580 | 18,585 | 1,949 | 20,926 | 878 | |
440/4 |
0 | 16,680 | 6,433 | 10,580 | 18,585 | 1,949 | 20,926 | 878 | |
45 |
9,164 | 20,153 | 17,264 | 5,995 | 11,460 | 20,564 | 2,074 | 13,418 | |
450/3 |
9,164 | 20,153 | 17,264 | 5,995 | 11,460 | 20,564 | 2,074 | 13,418 | |
47/48 |
0 | 31,114 | - | 0 | 1,517 | - | 0 | 1,846 | |
| Income statement | |||||||||
9900 |
77,139 | 67,641 | -600 | 28,455 | 95,276 | 81,881 | 9,078 | 44,677 | |
630 |
22,916 | 22,937 | 22,785 | 19,364 | 13,209 | 13,096 | 12,981 | 10,004 | |
640/8 |
1,651 | 2,528 | 1,057 | 1,193 | 1,581 | 1,178 | 994 | 1,684 | |
9901 |
52,573 | 42,177 | -24,441 | 7,898 | 80,486 | 67,608 | -4,897 | 32,989 | |
75/76B |
1,714 | 4,317 | 13,111 | 2,598 | 100 | 139 | 453 | 0 | |
75 |
1,714 | 4,317 | 3,408 | 2,137 | 100 | 139 | 453 | 0 | |
76B |
- | 0 | 9,702 | 461 | - | - | - | - | |
65/66B |
1,791 | 2,675 | 2,584 | 1,098 | 694 | 675 | 776 | 1,322 | |
65 |
1,791 | 2,675 | 2,584 | 1,098 | 694 | 675 | 776 | 1,322 | |
9903 |
52,496 | 43,819 | -13,915 | 9,399 | 79,892 | 67,071 | -5,219 | 31,667 | |
67/77 |
10,000 | 7,215 | 192 | 3,440 | 18,870 | 15,094 | 374 | 11,536 | |
9904 |
42,496 | 36,604 | -14,106 | 5,959 | 61,021 | 51,977 | -5,594 | 20,130 | |
9905 |
42,496 | 36,604 | -14,106 | 5,959 | 61,021 | 51,977 | -5,594 | 20,130 | |
| Appropriation of the result | |||||||||
9906 |
28,390 | 22,498 | -14,106 | 5,959 | 61,021 | 46,383 | -5,594 | 20,130 | |
14P |
-14,106 | -14,106 | - | - | 0 | - | - | - | |
791/2 |
- | - | - | 0 | 63,852 | - | - | - | |
691/2 |
- | - | 0 | 5,959 | 55,371 | 46,383 | 0 | 19,329 | |
6920 |
- | - | - | - | - | - | 0 | 1,860 | |
6921 |
- | - | 0 | 5,959 | 55,371 | 46,383 | 0 | 17,469 | |
694/7 |
0 | 36,604 | - | 0 | 69,503 | - | 0 | 802 | |
694 |
0 | 36,604 | - | 0 | 69,503 | - | 0 | 802 | |
| Document | |||||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00440973.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00440973 | |
| 31-12-2024 | micro format | 25-07-2025 | 2025-00315315 | |
| 31-12-2023 | micro format | 20-06-2024 | 2024-00143831 | |
| 31-12-2022 | micro format | 04-07-2023 | 2023-00195317 | |
| 31-12-2021 | micro format | 14-07-2022 | 2022-20183737 | |
| 31-12-2020 | micro format | 27-08-2021 | 2021-55300470 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-47800043 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-57300145 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| 75,489 | 65,114 | -1,657 | 27,262 | 93,695 | 80,703 | 8,084 | 42,993 | ||
| 65,412 | 59,541 | 8,678 | 25,323 | 74,230 | 65,073 | 7,387 | 30,135 | ||
| 0 | 1,607 | 41,987 | 10,776 | 66,073 | 842 | 27,522 | 34,163 | ||
| 9,929 | 15,287 | -4,611 | -58,460 | -7,234 | 72,452 | 4,210 | - | ||
| 87,803 | 42,903 | 41,601 | 55,217 | 32,838 | 54,828 | 3,521 | 15,123 | ||
| 74.3% | 38.2% | 43.8% | 56.6% | 38.7% | 61.0% | 24.6% | 39.5% | ||
| 3.91 | 1.49 | 1.95 | 2.73 | 1.66 | 2.55 | 1.09 | 1.62 | ||
| 3.91 | 1.49 | 1.95 | 2.73 | 1.66 | 2.48 | 1.04 | 1.49 | ||
| 0.35 | 1.62 | 1.28 | 0.77 | 1.59 | 0.64 | 3.07 | 1.53 | ||
| 36.7% | 49.9% | -19.2% | 6.8% | 97.0% | 72.3% | -28.1% | 78.9% | ||
| 27.3% | 19.1% | -8.4% | 3.9% | 37.5% | 44.1% | -6.9% | 31.1% | ||
| 42.14 | 24.34 | -0.64 | 24.84 | over 100 | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €1,607 | €41,987 | €10,776 | €66,073 |
| Financial fixed assets | €0 | - | - | - | - |
| €22,916 | €22,937 | €22,785 | €19,364 | €13,209 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 25% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 61.8% to 25.7%. Equity is higher and debt is lower.
HAckGIC has no parent and no holdings in its annual accounts. Peter Delva is the only director. HAckGIC shares no director with another company.
| CuroVia
registered office since 09-07-2025 |
founded in 2025 1025.345.824 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Kerkkouter 5 registered office 9921 Lievegem | 02-10-2017 | 2.268.043.409 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44068A0249/00D000 | 650 m² | 1 · 173 m² | 5.7 m · 1 |
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