Hac Driessen
ActiveThe computed 12-month bankruptcy probability of Hac Driessen is 1.5% (moderate). The 2025 annual accounts show negative equity (€-38k) and a net result of €4k. Equity is shrinking by ~79.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 1036 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+22
Solvency19▲+1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.8 against 0.8 in 2024; short-term debt: 95.7% and cash: 4.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.2%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1036 sector peers (2025).
NBB · sector comparisonPosition among 1036 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
1 d early
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-38k▲ 10.2%
2024 · €-42k
2022: €1k
2023: €-1k
2024: €-42k
2022 → 2025
Total assets
€606k▼ 4.2%
2024 · €632k
2022: €617k
2023: €661k
2024: €632k
2022 → 2025
Net result
€4k
2024 · €-41k
2022: €-24k
2023: €-3k
2024: €-41k
2022 → 2025
Working capital
€-115k▼ 1.1%
2024 · €-114k
2022: €-31k
2023: €-51k
2024: €-114k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1k-€-1k€-42k▼ 3,033%€-38k▲ 10.2%
Operating result€-14k-€3k€-35k€7k
Net result€-24k-€-3k▲ 88.9%€-41k▼ 1,444%€4k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €35k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €606k
Fixed assets
€141k▼ 24.5%
Current assets
€465k▲ 4.2%
Key figures and ratios
EBITDA
€73k▲
2024 · €26k
Cash flow
€70k▲
2024 · €21k
Solvency
-6.2%▲
2024 · -6.6%
Current ratio
0.80▲
2024 · 0.80
Quick ratio
0.56▲
2024 · 0.50
Debt / equity
-17.08▼
2024 · -16.08
ROA
0.7%▲
2024 · -6.4%
Interest coverage
20.14▲
2024 · 4.53
Debt
€643k▼
2024 · €674k
Debt ≤ 1 year
€580k▲
2024 · €559k
Debt > 1 year
€62k▼
2024 · €115k
Staff costs
€373k▼
2024 · €401k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€632k€606k▼
Fixed assets21/28€187k€141k▼
Intangible fixed assets21€41k€27k▼
Tangible fixed assets22/27€145k€113k▼
Plant, machinery and equipment23€73k€43k▼
Furniture and vehicles24€2k€11k▲
Other tangible fixed assets26€70k€59k▼
Financial fixed assets28€813€813=
Current assets29/58€446k€465k▲
Stocks and contracts in progress3€164k€142k▼
Stocks30/36€164k€142k▼
Amounts receivable within one year40/41€219k€290k▲
Trade receivables40€207k€259k▲
Other amounts receivable41€12k€32k▲
Cash at bank and in hand54/58€58k€28k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€632k€606k▼
Equity10/15€-42k€-38k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-67k€-63k▲
Amounts payable17/49€674k€643k▼
Amounts payable after more than one year17€115k€62k▼
Financial debts170/4€115k€62k▼
Amounts payable within one year42/48€559k€580k▲
Current portion of amounts payable after more than one year42€61k€53k▼
Trade debts44€428k€410k▼
Suppliers440/4€428k€410k▼
Taxes, remuneration and social security45€46k€62k▲
Taxes450/3€4k€16k▲
Remuneration and social security454/9€41k€45k▲
Other amounts payable47/48€25k€55k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€401k€373k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€66k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€429k€448k▲
Operating profit (loss)9901€-35k€7k▲
Financial income75/76B€346€456▲
Recurring financial income75€346€456▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-41k€4k▲
Profit (loss) for the period9904€-41k€4k▲
Profit (loss) for the period to be appropriated9905€-41k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-63k▲
Profit (loss) brought forward from the previous period14P€-26k€-67k▼
Social balance
Average headcount (FTE)90876.37.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 183020 HerentGround area
3,044 m²
Building footprint
1,660 m²
Volume, LiDAR
8,307 m³
2 parcels, Flanders · tallest building 16.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Hac Driessen
since 20212.316.298.929
Hac Driessen - Herent
since 20212.320.812.793
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423I0057/00F003 | Flanders | 1,826 m² | 1 · 899 m² | 6.1 m · 2 fl. |
| 71016I0167/02N000 | Flanders | 1,218 m² | 1 · 761 m² | 16.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsBandenmonteur (vwo)
Bandenmonteur duaal (so)
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Of 1,876 companies in sector 95314 we hold annual accounts for 847. 83 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2021
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.