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HABOU

Active
Private limited companyfounded 2007active for 19 yearsLindestraat 13, 9240 Zele, BelgiumKBO/BCE: BE 0887.992.438
Summary

HABOU has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of €1.1m. Equity is growing by about 39% per year across the filed financial years. Its solvency ranks better than 42% of 2,436 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
HABOUActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990
5th fastest staff growth in Zele3 sites
Size
€22.4mturnover 2025
Staff
50.7 FTE
Equity
€3.3m
Profit
€1.1m
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts filed 2 days late2 of 8 deeds summarised
Why 89raises risk1 change of registered office in 24 monthslowers riskSize: turnover €22.4m, 50.7 FTE, total assets €9.0mFounded in 2007Liquidity: current ratio 1.44, cash €1.7mShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 43, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 62+5
equity 36.7% of total assets
Liquidity 51=
short-term debt 45.8% · cash 18.4%
Profitability 79-8
return on assets 12.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (243 companies, NACE 43, medium-sized)
Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.8%▲ +0.3 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.7 percentage points vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.4%▲ +0.1 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.8%▲ +0.4 percentage points vs 01-2026 03-2026: 0.2%▼ -0.6 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €290,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.44, compared with 1.33 in 2024, below the usual 1.5; short-term debt: 45.8% and cash: 18.4% of total assets), and 63.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, medium-sized): better than 56% on solvency, 76% on liquidity, 84% on profitability and 87% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: turnover €22.4m, 50.7 FTE, total assets €9.0m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.44, cash €1.7m
NBB · annual accounts
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
4 days late
2023
7 days early
2022
21 days late
2021
31 days late
2020
26 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 4 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end28-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Registered officeRegistered-office move
  3. Highest result from 2019 to 2025net €1.1m ▲3.3%

Key points

  • Positive: Among the best 8% on net resultsector median €42,727 · 2,437 companies €1.1m View
  • Positive: 7 profitable years in a rowprofit 2025: €1.1m 7 years View
  • Positive: Equity rose in 2025from €2.4m to €3.3m ▲ 34.7% View

By topic

Financials

Financial year
2025
Turnover
€22.4m
Profit
€1.1m
Solvency
36.7%
Go to Financials

Timeline

Events
24
Since
2009
Next accounts
by 31-01-2027
  1. 04-02-2025Annual accounts filed
  2. 30-06-2024Equity above €2m
  3. 24-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
15-03-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Annual meeting
Third Friday of December at 20:00
Purpose
“De studie,planning en uitvoering van alle werken in onroerende staat,zoals het…” (deed in Dutch)
Go to Articles of association

Key facts about HABOU

What is the company number of HABOU?
0887.992.438. In Belgium the VAT number is the company number with BE in front: BE 0887.992.438.
Where is HABOU based?
The registered office is at Lindestraat 13, 9240 Zele.Company details
What does HABOU do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of HABOU?
Private limited company (BV).
When was HABOU founded?
On 15-03-2007.
Is HABOU still active?
Yes, HABOU is an active enterprise in the KBO register.
How many employees does HABOU have?
On average 50.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HABOU?
€22.4m in financial year 2025, according to the filed annual accounts.
Is HABOU profitable?
In financial year 2025, HABOU made a profit of €1.1m.
Where can I find the annual accounts of HABOU?
HABOU filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HABOU due?
By 31-01-2027, for financial year 2026.Timeline

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