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HaBo IMMO

Active
Private limited companyfounded 2015active for 10 yearsPater Coninxlaan 27, 3960 Bree, BelgiumKBO/BCE: BE 0643.529.276
Summary

HaBo IMMO has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425,102 and a net result of -€94,751. Equity has been growing by about 3.9% per year since 2018. Its solvency ranks better than 37% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-11-2015 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 3 November 2026.
Activity
Development of residential building projects NACE 68121and 4 others
Financial year end
31 December
Peppol
Reachable since 26-11-2024

Board and ownership

Last known board
  • BREMCODirector · until 2023
  • HIMODirector · until 2023
Shareholders

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
-€29,003
Loss
€94,751
▲ 400%
Equity
€425,102
▼ 18.2%
Total assets
€2.4m
▼ 3.0%
Turnover not published (abbreviated format)
Score breakdownraises riskLiquidity: current ratio 1.66, cash €29,700, halvedNo registered site in the KBOlowers riskSize: total assets €2.4mFigures for financial year 2025 (filed on 04-08-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 22% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 43-3
equity 17.5% of total assets
Liquidity 20-8
short-term debt 60.2% · cash 1.2%
Profitability 28-8
return on assets -3.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.2 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.66 (1.86 in 2024), above the usual 1.5. Short-term debt is 60.2% and cash 1.2% of total assets. However, 82.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 37% of them on solvency, 16% on liquidity, 20% on profitability and 17% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.66, cash €29,700, halved
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€94,751
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
30 days early
2023
29 days early
2022
14 days early
2021
5 days early
2020
11 days early
2019
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€94,751 View
  • Caution: Result fell in 2025from -€18,941 to -€94,751 ▼ 400% View
  • Caution: Lower net result than 89% of companies in real estatesector median €10,001 · 11,250 companies -€94,751 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Resignations: BREMCO (director) and HIMO (director)Appointments: BREMCO (director) and HIMO (director) · Permanent representatives: BOONEN Peter Joseph Elisabeth Marie and HAEX Joeri
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as HaBo IMMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2.2m and €2.5m, founded between 2015 and 2017.

CompanyTotal assetsGross margin
HaBo IMMO Bree€2.4m-€0.03m
JBCOR RE BOUW EN PROMOTIE Bilzen-Hoeselt€2.5m-€0.3m
MONTE INVEST Brasschaat€2.4m-€0.1m
GLOBAL REX Oostkamp€2.5m-€0.02m
FARH-IMMO Ukkel€2.4m-€108
The Baker’s Wife Knokke-Heist€2.5m-€0.04m
PHILIPPUS IMMO PROJECTS Geetbets€2.2m-€0.04m
Full comparison

Key facts about HaBo IMMO

What is the company number of HaBo IMMO?
The company number of HaBo IMMO is 0643.529.276. The VAT number is the same number with BE in front: BE 0643.529.276.
Where is HaBo IMMO based?
The registered office is at Pater Coninxlaan 27, 3960 Bree.Company details
What does HaBo IMMO do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of HaBo IMMO?
The legal form of HaBo IMMO is Private limited company (BV).
When was HaBo IMMO founded?
HaBo IMMO was founded on 23-11-2015.
Is HaBo IMMO still active?
Yes, HaBo IMMO is an active enterprise in the KBO register.
What is the turnover of HaBo IMMO?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is HaBo IMMO profitable?
In financial year 2025, HaBo IMMO made a loss of €94,751.
Where can I find the annual accounts of HaBo IMMO?
HaBo IMMO filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HaBo IMMO due?
HaBo IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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