Habitus
ActiveHabitus has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €15k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-4
Solvency40▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.86 in 2024; short-term debt: 48.8% and cash: 3.2% of total assets), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 315 sector peers (2025).
NBB · sector comparisonPosition among 315 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
47 d early
2024
24 d late
2023
44 d late
2022
on the day
2021
47 d early
2019
64 d late
2018
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 16.1%
2024 · €95k
2018: €3k
2019: €28k
2021: €51k
2022: €62k
2023: €104k
2024: €95k
2018 → 2025
Total assets
€754k▼ 0.3%
2024 · €756k
2018: €102k
2019: €179k
2021: €266k
2022: €539k
2023: €839k
2024: €756k
2018 → 2025
Net result
€15k
2024 · €-9k
2018: €-5k
2019: €25k
2021: €24k
2022: €11k
2023: €117k
2024: €-9k
2018 → 2025
Working capital
€-262k▼ 526%
2024 · €-42k
2018: €-54k
2019: €-12k
2021: €-690
2022: €-66k
2023: €-72k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€62k▲ 20.9%€104k▲ 66.9%€95k▼ 8.5%€110k▲ 16.1%
Operating result€26k-€18k▼ 33.2%€128k▲ 624%€7k▼ 94.2%€31k▲ 324%
Net result€24k-€11k▼ 54.9%€117k▲ 985%€-9k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 324% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €754k
Fixed assets
€648k▲ 30.7%
Current assets
€106k▼ 59.4%
Equity and liabilities €754k
Equity
€110k▲ 16.1%
Debt
€643k▼ 2.7%
The debt ratio falls from 87.4% to 85.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €215k
Cash flow
€34k▼
2024 · €199k
Solvency
14.7%▲
2024 · 12.6%
Current ratio
0.29▼
2024 · 0.86
Quick ratio
0.29▼
2024 · 0.86
Debt / equity
5.82▼
2024 · 6.95
ROE
13.9%▲
2024 · -9.3%
ROA
2.0%▲
2024 · -1.2%
Interest coverage
5.02▼
2024 · 14.25
Debt
€643k▼
2024 · €661k
Debt ≤ 1 year
€368k▲
2024 · €302k
Debt > 1 year
€275k▼
2024 · €359k
Income taxes
€6k▲
2024 · €1k
Staff costs
€109k▼
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€756k€754k▼
Fixed assets21/28€496k€648k▲
Intangible fixed assets21€2k€4k▲
Tangible fixed assets22/27€490k€640k▲
Land and buildings22€247k€247k▼
Plant, machinery and equipment23€161k€199k▲
Furniture and vehicles24€70k€152k▲
Other tangible fixed assets26€12k€44k▲
Financial fixed assets28€4k€4k=
Current assets29/58€260k€106k▼
Amounts receivable within one year40/41€203k€65k▼
Trade receivables40€203k€51k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€49k€24k▼
Deferred charges and accrued income490/1€8k€16k▲
Equity and liabilities
Total equity and liabilities10/49€756k€754k▼
Equity10/15€95k€110k▲
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€10k=
Profit (loss) carried forward14€77k€92k▲
Amounts payable17/49€661k€643k▼
Amounts payable after more than one year17€359k€275k▼
Financial debts170/4€359k€275k▼
Amounts payable within one year42/48€302k€368k▲
Current portion of amounts payable after more than one year42€90k€84k▼
Trade debts44€69k€161k▲
Suppliers440/4€69k€161k▲
Taxes, remuneration and social security45€14k€19k▲
Taxes450/3-€8k
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€129k€104k▼
Income statement
Code20242025
Remuneration, social security and pensions62€119k€109k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€208k€18k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€337k€160k▼
Operating profit (loss)9901€7k€31k▲
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€15k€10k▼
Recurring financial charges65€15k€10k▼
Profit (loss) for the period before taxes9903€-8k€21k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€-9k€15k▲
Profit (loss) for the period to be appropriated9905€-9k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€92k▲
Profit (loss) brought forward from the previous period14P€86k€77k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-06
Financial
Equity above €100kEq €110k ▲16.1%
Equity rises from €95k to €110k.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
30-06
Financial
Weakest financial yearnet €-9k ▼108%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
30-06
Financial
Highest result since 2018net €117k ▲985%
Operating result €128k, net result €117k, both a record.
30-06
Financial
Equity above €100kEq €104k ▲66.9%
4 profitable years in a row build equity to €104k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-01-2026
WJB: Resigned as Director
15-07-2024
Bonneco: Resigned as Director
30-06-2023
Jan-Willem Bruyninokx: Resigned as Director
30-06-2023
Joren Bonnez: Resigned as Director
30-06-2023
Stinus Vanhoof: Resigned as Director
14-01-2021
Stinus Vanhoof: Resigned as Director
14-01-2021
WillemJan Bruyninckx: Resigned as Director
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Wuytsstraat 372400 MolGround area
2,002 m²
Building footprint
188 m²
Volume, LiDAR
820 m³
Parcel 13432B0614/00A000, Flanders · tallest building 13.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Habitus
since 20162.260.235.996
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B0614/00A000 | Flanders | 2,002 m² | 1 · 188 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,400 EUR awarded · 2,111 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 808 EUR | 808 EUR |
| 2024 | 1 | 985 EUR | 881 EUR |
| 2023 | 1 | 226 EUR | 287 EUR |
| 2022 | 1 | 381 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 294 companies in sector 02400 we hold annual accounts for 77. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2016
Fiscal year end30-06
Trade name NL
Habitus Boomverzorging, Habitat Natuurtuinen
Activities, NACEBEL
02400Forestry and logging
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.