HABITIS
ActiveSummary
HABITIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182,402 and a net result of €11,916. Equity is growing by ~9.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▲+5
Solvency38▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 4.05 in 2024; short-term debt: 55.7% and cash: 1% of total assets), and 87.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
75 d early
2023
63 d early
2022
25 d early
2021
19 d early
2020
54 d early
2019
87 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 54 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 June (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11,916
2024 · -€24,799
Working capital
€148,095▼ 93.5%
2024 · €2.3m
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€50,864▼ 71.9%€93,184▲ 83.2%€112,668▲ 20.9%€54,136▼ 52.0%€119,818▲ 121%
Net result€9,195▼ 81.7%€31,532▲ 243%€3,593▼ 88.6%-€24,799€11,916
Equity€160,161▲ 6.1%€191,692▲ 19.7%€195,285▲ 1.9%€170,486▼ 12.7%€182,402▲ 7.0%
Total assets€903,167▼ 40.3%€2.5m▲ 181%€1.3m▼ 48.5%€3.7m▲ 180%€1.4m▼ 61.1%
Debt€743,006▼ 45.4%€2.3m▲ 216%€1.1m▼ 52.6%€3.5m▲ 214%€1.2m▼ 64.4%
Working capital€58,801▼ 85.3%€149,688▲ 155%€181,789▲ 21.4%€2.3m▲ 1,151%€148,095▼ 93.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€483,570 ▼ 25.0%
Current assets
€940,895 ▼ 68.8%
Equity and liabilities €1.4m
Equity
€182,402 ▲ 7.0%
Debt
€1.2m ▼ 64.4%
Debt's share of the balance-sheet total falls from 95.3% to 87.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€161,302▲
2024 · €99,040
Cash flow
€53,400▲
2024 · €20,105
Current ratio
1.19▼
2024 · 4.05
Quick ratio
0.03▼
2024 · 0.10
Debt to equity
6.81▼
2024 · 20.49
ROE
6.5%▲
2024 · -14.5%
ROA
0.8%▲
2024 · -0.7%
Interest coverage
1.54▲
2024 · 1.26
Debt ≤ 1 year
€792,801▲
2024 · €744,703
Debt > 1 year
€428,980▼
2024 · €2.7m
Income taxes
€3,561▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,681 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,681 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,252 | €30,822 | €44,383 | €44,905 | €41,484 | ▼ 7.6% |
| Other operating charges640/8 | €5,092 | €7,951 | €17,565 | €12,859 | €43,939 | ▲ 242% |
| Gross operating margin9900 | €78,207 | €131,957 | €174,617 | €111,899 | €205,241 | ▲ 83.4% |
| Operating profit (loss)9901 | €50,864 | €93,184 | €112,668 | €54,136 | €119,818 | ▲ 121% |
| Financial income75/76B | €824 | - | €137 | €5 | €242 | ▲ 4,996% |
| Recurring financial income75 | €824 | - | €137 | €5 | €242 | ▲ 4,996% |
| Financial charges65/66B | €39,248 | €45,916 | €107,153 | €78,800 | €104,583 | ▲ 32.7% |
| Recurring financial charges65 | €39,248 | €42,316 | €107,153 | €78,800 | €104,583 | ▲ 32.7% |
| Non-recurring financial charges66B | - | €3,600 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €12,440 | €47,268 | €5,652 | -€24,660 | €15,477 | ▲ 163% |
| Income taxes67/77 | €3,245 | €15,737 | €2,059 | €140 | €3,561 | ▲ 2,452% |
| Profit (loss) for the period9904 | €9,195 | €31,532 | €3,593 | -€24,799 | €11,916 | ▲ 148% |
| Profit (loss) for the period to be appropriated9905 | €9,195 | €31,532 | €3,593 | -€24,799 | €11,916 | ▲ 148% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €903,167 | €2.5m | €1.3m | €3.7m | €1.4m | ▼ 61.1% |
| Fixed assets21/28 | €339,805 | €688,848 | €657,515 | €644,993 | €483,570 | ▼ 25.0% |
| Tangible fixed assets22/27 | €339,644 | €688,687 | €657,354 | €640,283 | €483,410 | ▼ 24.5% |
| Furniture and vehicles24 | €640 | €33,957 | €31,350 | €25,813 | €15,685 | ▼ 39.2% |
| Other tangible fixed assets26 | €339,005 | €654,730 | €626,004 | €614,470 | €467,724 | ▼ 23.9% |
| Financial fixed assets28 | €161 | €161 | €161 | €4,710 | €161 | ▼ 96.6% |
| Current assets29/58 | €563,361 | €1.8m | €650,449 | €3.0m | €940,895 | ▼ 68.8% |
| Stocks and contracts in progress3 | €368,079 | €1.6m | €590,425 | €2.9m | €918,672 | ▼ 68.8% |
| Stocks30/36 | €368,079 | €1.6m | €590,425 | €2.9m | €918,672 | ▼ 68.8% |
| Amounts receivable within one year40/41 | €141,605 | €215,213 | €4,543 | €1,109 | €2,362 | ▲ 113% |
| Trade receivables40 | €107,500 | €185,213 | €4,543 | €1,109 | €2,362 | ▲ 113% |
| Other amounts receivable41 | €34,105 | €30,000 | - | - | - | - |
| Cash at bank and in hand54/58 | €52,179 | €28,871 | €48,350 | €15,943 | €14,013 | ▼ 12.1% |
| Deferred charges and accrued income490/1 | €1,499 | €3,787 | €7,131 | €57,259 | €5,848 | ▼ 89.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €903,167 | €2.5m | €1.3m | €3.7m | €1.4m | ▼ 61.1% |
| Equity10/15 | €160,161 | €191,692 | €195,285 | €170,486 | €182,402 | ▲ 7.0% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Reserves13 | €84,500 | €116,000 | €116,000 | €116,000 | €107,402 | ▼ 7.4% |
| Non-distributable reserves130/1 | €3,500 | €3,500 | €3,500 | - | - | - |
| Reserves not available under the articles1311 | €3,500 | €3,500 | €3,500 | - | - | - |
| Distributable reserves133 | €81,000 | €112,500 | €112,500 | €116,000 | €107,402 | ▼ 7.4% |
| Profit (loss) carried forward14 | €661 | €692 | €4,285 | -€20,514 | €0 | ▲ 100% |
| Amounts payable17/49 | €743,006 | €2.3m | €1.1m | €3.5m | €1.2m | ▼ 64.4% |
| Amounts payable after more than one year17 | €238,445 | €646,844 | €635,645 | €2.7m | €428,980 | ▼ 84.3% |
| Financial debts170/4 | €238,445 | €646,844 | €635,645 | €2.7m | €428,980 | ▼ 84.3% |
| Amounts payable within one year42/48 | €504,560 | €1.7m | €468,660 | €744,703 | €792,801 | ▲ 6.5% |
| Current portion of amounts payable after more than one year42 | €19,029 | €31,442 | €46,194 | €47,719 | €317,925 | ▲ 566% |
| Financial debts43 | €433,000 | €1.6m | €350,642 | €625,000 | €400,000 | ▼ 36.0% |
| Credit institutions430/8 | €433,000 | €1.6m | €350,642 | €625,000 | €400,000 | ▼ 36.0% |
| Trade debts44 | €5,391 | €60,475 | €6,406 | €16,433 | €24,265 | ▲ 47.7% |
| Suppliers440/4 | €5,391 | €60,475 | €6,406 | €16,433 | €24,265 | ▲ 47.7% |
| Taxes, remuneration and social security45 | €2,854 | €3,973 | €5,310 | €2,199 | €3,561 | ▲ 61.9% |
| Taxes450/3 | €2,854 | €3,973 | €5,310 | €2,199 | €3,561 | ▲ 61.9% |
| Other amounts payable47/48 | €44,287 | €45,677 | €60,109 | €53,353 | €47,051 | ▼ 11.8% |
| Accrued charges and deferred income492/3 | - | - | €8,375 | €20,250 | €20,283 | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,195 | €31,532 | €3,593 | -€24,799 | €11,916 | ▲ 148% |
| + Depreciation and write-downs630 | €22,252 | €30,822 | €44,383 | €44,905 | €41,484 | ▼ 7.6% |
| Operating cash flow (approximation) | €31,447 | €62,354 | €47,976 | €20,105 | €53,400 | ▲ 166% |
| Investment in fixed assets (approximation) | - | -€379,865 | -€13,050 | -€32,382 | €119,939 | ▲ 470% |
| Change in cash | - | -€23,307 | €19,479 | -€32,407 | -€1,929 | ▲ 94.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €11,916
Net result €11,916 after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.05
Current ratio from 1.39 to 4.05.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150,000Eq €150,966 ▲50%
2 profitable years in a row build equity to €150,966.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €230,819
Net result €230,819 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €100,638
Equity rises from -€130,181 to €100,638.
Show earlier events
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 2 establishment units since 1996
Ground area
5,774 m²
Building footprint
368 m²
Volume, LiDAR
1,841 m³
2 parcels, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
HABITIS
since 19962.057.316.154
HABITIS
since 20152.312.939.759
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051E0002/00D000 | Wallonia | 5,061 m² | 1 · 233 m² | 10.0 m · 3 fl. |
| 25100A0286/00Y000 | Wallonia | 713 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-1992
Fiscal year end31-12
Contact
Phone
0475/45.48.65Lasne
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446904536
Also
9925:BE0446904536
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.