Financials
- Fiscal year
- 2025
- Turnover
- €29,823
- Loss
- -€5,764
- Solvency
- 97.8%
Turnover▼ 4.7%
Net result
20182025
HABITAT +
ActiveSummary
HABITAT + has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,858 and a net result of -€5,764. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 5653 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Development of residential building projects
NACE 68121Real estate development NACE 41101NACE 70111
1 site
Size
€29,823turnover 2025
- Equity
- €237,858
- Loss
- -€5,764
Structure
Accounts 53 d early0 of 2 deeds read
Why 95- Loss of €5,764 (FY 2025)+ Liquidity: current ratio 38.56, cash €208,433+ Equity €237,858 (97.8% of total assets)+ Founded in 1989Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 97.8% of total assets
Liquidity
100=
short-term debt 2.2% · cash 85.7%
Profitability
15-39
return on assets -2.4%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%▼ -7.7% vs 12-2024
02-2025: < 0.1%▲ +2.1% vs 01-2025
03-2025: < 0.1%● 0.0% vs 02-2025
04-2025: < 0.1%▲ +2.0% vs 03-2025
05-2025: 0.1%▲ +2.0% vs 04-2025
06-2025: 0.1%▲ +3.9% vs 05-2025
07-2025: 0.1%▲ +1.9% vs 06-2025highest value
08-2025: 0.1%● 0.0% vs 07-2025highest value
09-2025: 0.1%● 0.0% vs 08-2025highest value
10-2025: 0.1%● 0.0% vs 09-2025highest value
11-2025: 0.1%● 0.0% vs 10-2025highest value
12-2025: 0.1%● 0.0% vs 11-2025highest value
01-2026: < 0.1%▼ -9.3% vs 12-2025
02-2026: < 0.1%▼ -44.9% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%▲ +3.7% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +21.4% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Liquidity: current ratio 38.56, cash €208,433 lowers the probability
- Equity €237,858 (97.8% of total assets) lowers the probability
- Loss of €5,764 (FY 2025) raises the probability
- Founded in 1989 lowers the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 38.56 against 22.97 in 2024; short-term debt: 2.2% and cash: 85.7% of total assets), and 2.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 98%, profitability 17%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
42 d early
2023
58 d early
2022
22 d late
2021
4 d early
2020
43 d early
2019
17 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Weakest financial yearnet -€5,764
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2018
- Next accounts
- by 31-07-2027
- 08-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 19-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 09-05-1989
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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