HABICOM

Active

Private limited companyfounded 2011active for 15 yearsAntwerpsestraat 292, 2640 Mortsel, BelgiumKBO/BCE: BE 0836.586.396

Summary

HABICOM has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €154,780, of which €328,349 non-recurring income. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 32% of 2,795 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

HABICOMActiveChecked score 92/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990Real estate agency activities NACE 68310

Largest company by total assets in Mortsel, Administrative and support services sector7 sites

Size

€4.5mtotal assets 2025

Staff: 7.8 FTE
Equity: €1.0m
Profit: €154,780

Turnover not published (abbreviated format)

Financial health

92 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 2

2025 accounts on time3 deeds in the Belgian Official Gazette

Why 92lowers riskLiquidity: current ratio 1.47, cash €982,938Figures for financial year 2025 (filed 01-05-2026)Size: 7.8 FTE, total assets €4.5mSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025

92 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 46% of its sector peers (NACE 82, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 47+4

equity 22.2% of total assets

Liquidity 58+5

short-term debt 41.1% · cash 21.7%

Profitability 70+24

return on assets 3.4%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,638 companies, NACE 82, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.4%▼ -0.1 percentage points vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.2 percentage points vs 03-2025 05-2025: 1.0%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 0.2%▼ -0.8 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%▼ -0.4 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.47, compared with 0.96 in 2024, below the usual 1.5; short-term debt: 41.1% and cash: 21.7% of total assets), and 77.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 29% on solvency, 52% on liquidity, 38% on profitability and 64% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 1.47, cash €982,938

NBB · annual accounts

Figures for financial year 2025 (filed 01-05-2026)

NBB · annual accounts

Size: 7.8 FTE, total assets €4.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Office administrative, office support and other business support activities (NACE 82)

KBO

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

1 day early

2022

31 days late

2021

2 days early

2020

10 days late

2019

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-04-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-09-2025 Highest result from 2019 to 2025net €154,780 ▲429%
30-09-2025 Equity above €1mequity €1.0m ▲18.2%

Key points

Result rose in 2025mostly a one-off income of €328,349 ▲ 429% View
Positive: Largest company by total assets in Mortsel, Administrative and support services sectorin the Checked rankings No. 1 View
Positive: 7 profitable years in a rowprofit 2025: €154,780, mostly one-off 7 years View

By topic

Financials

Financial year: 2025
Total assets: €4.5m
Profit: €154,780
Solvency: 22.2%

Total assets▼ 5.2%

Net result

20192025

Go to Financials

Network & group

Subsidiaries: 1
Direct holdings: 2

2 holdings

Go to Network & group

Timeline

Events: 15
Since: 2015
Next accounts: by 30-04-2027

30-04-2025Annual accounts filed
29-04-2024Annual accounts filed
31-05-2023Annual accounts filed

Go to Timeline

Company details

Sites: 7

Legal form: Private limited company
Activity: Other business support servicesNACE 82990
Founded: 25-05-2011
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about HABICOM

What is the company number of HABICOM?: 0836.586.396. In Belgium the VAT number is the company number with BE in front: BE 0836.586.396.
Where is HABICOM based?: The registered office is at Antwerpsestraat 292, 2640 Mortsel.Company details
What does HABICOM do?: According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of HABICOM?: Private limited company (BV).
When was HABICOM founded?: On 25-05-2011.
Is HABICOM still active?: Yes, HABICOM is an active enterprise in the KBO register.
How many employees does HABICOM have?: On average 7.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HABICOM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HABICOM profitable?: In financial year 2025, HABICOM made a profit of €154,780.
Where can I find the annual accounts of HABICOM?: HABICOM filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HABICOM due?: By 30-04-2027, for financial year 2026.Timeline