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Habibi Grambais

Active
Private limited companyfounded 2024active for 2 yearsChaussée de Braine-le-Comte 102, 1400 Nivelles, BelgiumKBO/BCE: BE 1010.736.337
Summary

Habibi Grambais has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,100 and a net result of €56,207. Its solvency ranks better than 87% of 16,399 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€150,211total assets 2025
Staff
6.6 FTE
Equity
€113,100
Profit
€56,207
Turnover not published (micro format)
Financial health
73 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 24 days late0 of 1 deed read
Why 73raises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Size: total assets €150,211lowers riskLiquidity: current ratio 4.03, cash €103,170Show the evidence

Checked score

Score 2025
73 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 92% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 100+36
equity 75.3% of total assets
Liquidity 91+23
short-term debt 24.7% · cash 68.7%
Profitability 100=
return on assets 37.4%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,710 companies, NACE 56, micro)
Last 24 months 07-2025: 3.9%highest value 08-2025: 3.9%● unchanged vs 07-2025highest value 09-2025: 1.2%▼ -2.7 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.3%▲ +0.1 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 0.6%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €8,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 4.03, compared with 1.62 in 2024; short-term debt: 24.7% and cash: 68.7% of total assets), and 24.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 92% on liquidity, 93% on profitability and 89% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.03, cash €103,170
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €150,211
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
24 days late
2024
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 26 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than doublescurrent ratio 4.03
  3. Equity above €100,000equity €113,100 ▲98.8%

Key points

  • Positive: Equity rose in 2025from €56,893 to €113,100 ▲ 98.8% View
  • Positive: Among the best 10% on net resultsector median €4,869 · 16,376 companies €56,207 View
  • Total assets 20252 financial years filed €150,211 View

By topic

Financials

Financial year
2025
Total assets
€150,211
Profit
€56,207
Solvency
75.3%
Total assets▲ 3.8%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2025
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
25-06-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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