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HABECON

Active
Private limited companyfounded 20242 yrs activeHolleweg 19A, 3294 Diest, BelgiumKBO/BCE: BE 1009.798.803
Summary

HABECON has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10,399 and a net result of €9,399. The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes
Profitability98
Solvency51
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.86; short-term debt: 74.2% and cash: 54.3% of total assets), and 74.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
25.8%
Return on assets
23.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
46 d early
2024
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HABECON was incorporated on 29 May 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€10,399
Total assets
€40,359
Net result
€9,399
Working capital
-€4,145

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €40,359
Fixed assets €14,544
Current assets €25,815
Equity and liabilities €40,359
Equity €10,399
Debt €29,960
Debt finances 74.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€15,986
Cash flow
€12,953
Current ratio
0.86
Debt to equity
2.88
ROE
90.4%
ROA
23.3%
Interest coverage
2723.27
Debt ≤ 1 year
€29,960
Income taxes
€3,027

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€40,359
Fixed assets21/28€14,544
Tangible fixed assets22/27€14,544
Furniture and vehicles24€14,544
Current assets29/58€25,815
Amounts receivable within one year40/41€2,925
Trade receivables40€2,925
Cash at bank and in hand54/58€21,915
Deferred charges and accrued income490/1€975
Equity and liabilities
Total equity and liabilities10/49€40,359
Equity10/15€10,399
Contributions10/11€1,000
Reserves13€9,399
Distributable reserves133€9,399
Amounts payable17/49€29,960
Amounts payable within one year42/48€29,960
Trade debts44€253
Suppliers440/4€253
Taxes, remuneration and social security45€9,695
Taxes450/3€9,695
Other amounts payable47/48€20,012
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,553
Other operating charges640/8€688
Gross operating margin9900€16,673
Operating profit (loss)9901€12,432
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€12,426
Income taxes67/77€3,027
Profit (loss) for the period9904€9,399
Profit (loss) for the period to be appropriated9905€9,399
Appropriation of the result
Profit (loss) to be appropriated9906€9,399
Transfer to equity691/2€9,399
To other reserves6921€9,399

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,553
Other operating charges640/8€688
Gross operating margin9900€16,673
Operating profit (loss)9901€12,432
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€12,426
Income taxes67/77€3,027
Profit (loss) for the period9904€9,399
Profit (loss) for the period to be appropriated9905€9,399
Line2024
Assets
Total assets20/58€40,359
Fixed assets21/28€14,544
Tangible fixed assets22/27€14,544
Furniture and vehicles24€14,544
Current assets29/58€25,815
Amounts receivable within one year40/41€2,925
Trade receivables40€2,925
Cash at bank and in hand54/58€21,915
Deferred charges and accrued income490/1€975
Equity and liabilities
Total equity and liabilities10/49€40,359
Equity10/15€10,399
Contributions10/11€1,000
Reserves13€9,399
Distributable reserves133€9,399
Amounts payable17/49€29,960
Amounts payable within one year42/48€29,960
Trade debts44€253
Suppliers440/4€253
Taxes, remuneration and social security45€9,695
Taxes450/3€9,695
Other amounts payable47/48€20,012
Line2024
Profit (loss) for the period9904€9,399
+ Depreciation and write-downs630€3,553
Operating cash flow (approximation)€12,953

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,289 m²
Building footprint
90 m²
Volume, LiDAR
103 m³
Parcel 24073H0077/00C002, Flanders · tallest building 2.3 m. Linked by address, not a title deed.
1 establishment unit
HABECON
Holleweg 19A, 3294 DiestActivities of head offices
since 20242.360.481.934
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24073H0077/00C002 Flanders 1,289 m² 1 · 90 m² 2.3 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,711 companies in sector 70100 we hold annual accounts for 3,519. 1,214 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1009798803
Also 9925:BE1009798803

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.