HAARMODE DIAMANT
ActiveSummary
HAARMODE DIAMANT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. Equity is growing by ~62.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4622 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+41
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 13.0; short-term debt: 7.7% and cash: 45.1% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
74.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
18 d late
2024
30 d late
2023
21 d late
2022
32 d late
2021
31 d late
2020
4 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€7k▼ 73.7%
2019 · €25k
2019: €25k
2019 → 2020
EBIT margin
33.4%▲ 43.0pp
2019 · -9.7%
2019: -9.7%
2019 → 2020
Net result
€7k
2024 · €-3k
2019: €-2k
2020: €2k
2021: €-8k
2022: €-8k
2023: €2k
2024: €-3k
2019 → 2025
Working capital
€8k▲ 423%
2024 · €2k
2019: €-2k
2020: €-80
2022: €3k
2023: €5k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€3k▼ 76.1%€5k▲ 83.5%€2k▼ 67.6%€8k▲ 423%
Operating result€-7k-€-8k▼ 10.1%€2k€-3k€7k
Net result€-8k-€-8k▼ 10.1%€2k€-3k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €9k
Equity
€8k▲ 423%
Debt
€677▼ 77.5%
The debt ratio falls from 65.9% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.3%
Current ratio
13.00
Quick ratio
13.00
Debt / equity
0.08
ROE
80.9%
ROA
74.6%
Debt
€677▼
2024 · €3k
Debt ≤ 1 year
€677▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€9k▲
Current assets29/58€5k€9k▲
Amounts receivable within one year40/41€397€5k▲
Other amounts receivable41€397€5k▲
Cash at bank and in hand54/58€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€5k€9k▲
Equity10/15€2k€8k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-10k▲
Amounts payable17/49€3k€677▼
Amounts payable within one year42/48€3k€677▼
Trade debts44€3k€8▼
Suppliers440/4€3k€8▼
Taxes, remuneration and social security45€13€669▲
Taxes450/3-€669
Remuneration and social security454/9€13-
Income statement
Code20242025
Other operating charges640/8€118€120▲
Gross operating margin9900€-3k€7k▲
Operating profit (loss)9901€-3k€7k▲
Financial income75/76B€32€148▲
Recurring financial income75€32€148▲
Financial charges65/66B€135€785▲
Recurring financial charges65€135€785▲
Profit (loss) for the period before taxes9903€-3k€7k▲
Profit (loss) for the period9904€-3k€7k▲
Profit (loss) for the period to be appropriated9905€-3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-10k▲
Profit (loss) brought forward from the previous period14P€-14k€-17k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 13.00
Current ratio from 1.52 to 13.00; short-term debt falls from €3k to €677.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevensebaan 1772950 KapellenGround area
172 m²
Building footprint
172 m²
Volume, LiDAR
1,057 m³
Parcel 11902F0083/00W000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAARMODE DIAMANT
since 20182.300.729.241
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902F0083/00W000 | Flanders | 172 m² | 1 · 172 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2018
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 24-09-2026. Scores and ratios are computed by Checked and are not a credit decision.