The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 4,514 companies had the same profile as HAARMANIA has now. Each dot stands for 12 companies, two years later.
96.8%
were still trading
1.8%
stopped another way
1.4%
went bankrupt
Micro
10 to 20 years old
solvency 10 to 30%
a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,514 companies, not a prediction for HAARMANIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Resignations & appointments
General meeting of 04-03-2019 · Gazette deed
Registered office moved from Deurne to Aartselaar
New registered office: Boomsesteenweg 77C-2630 Aartselaar · Previous registered office: Pieter Van Isackerlaan 2/A 2100 Deurne · Gazette deed
Incorporation
Founding capital of €25,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (manager) · published on 28-09-2016 · Gazette deed
The company number of HAARMANIA is 0662.920.170. The VAT number is the same number with BE in front: BE 0662.920.170.
Where is HAARMANIA based?
The registered office is at Boomsesteenweg 77, 2630 Aartselaar.Company details
What is the legal form of HAARMANIA?
HAARMANIA is a private limited company (pre-2019) (BVBA).
When was HAARMANIA founded?
HAARMANIA was founded on 26-09-2016.
Is HAARMANIA still active?
Yes, HAARMANIA is an active enterprise in the KBO register.
What is the turnover of HAARMANIA?
The turnover in financial year 2025 is ≈ €77,000. This figure is estimated from the gross margin of €10,164 and 6,298 comparable companies of the same size. It probably lies between €35,000 and €190,000. It is a rough estimate.Financials
Is HAARMANIA profitable?
In financial year 2025, HAARMANIA made a profit of €2,958.
Where can I find the annual accounts of HAARMANIA?
HAARMANIA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HAARMANIA due?
HAARMANIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline