HAAN
ActiveHAAN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €3k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency60=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.63 in 2024; short-term debt: 63.8% and cash: 0.4% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.1%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
14 d late
2023
5 d early
2022
25 d early
2021
11 d late
2020
31 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 3.8%
2024 · €88k
2018: €72k
2019: €70k
2020: €70k
2021: €82k
2022: €84k
2023: €87k
2024: €88k
2018 → 2025
Total assets
€260k▲ 4.8%
2024 · €248k
2018: €170k
2019: €168k
2020: €156k
2021: €209k
2022: €220k
2023: €239k
2024: €248k
2018 → 2025
Net result
€3k▲ 151%
2024 · €1k
2018: €-3k
2019: €-2k
2020: €178
2021: €12k
2022: €2k
2023: €3k
2024: €1k
2018 → 2025
Working capital
€-44k▲ 24.7%
2024 · €-59k
2018: €-33k
2019: €-50k
2020: €-50k
2021: €-58k
2022: €-69k
2023: €-67k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€84k▲ 1.9%€87k▲ 3.4%€88k▲ 1.5%€91k▲ 3.8%
Operating result€21k-€6k▼ 70.4%€4k▼ 27.3%€2k▼ 57.6%€5k▲ 169%
Net result€12k-€2k▼ 87.1%€3k▲ 88.7%€1k▼ 54.4%€3k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 169% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€138k▼ 7.1%
Current assets
€121k▲ 22.6%
Equity and liabilities €260k
Equity
€91k▲ 3.8%
Debt
€168k▲ 5.3%
The debt ratio rises from 64.6% to 64.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €12k
Cash flow
€14k▲
2024 · €12k
Solvency
35.1%▼
2024 · 35.4%
Current ratio
0.73▲
2024 · 0.63
Quick ratio
0.73▲
2024 · 0.63
Debt / equity
1.85▲
2024 · 1.82
ROE
3.6%▲
2024 · 1.5%
ROA
1.3%▲
2024 · 0.5%
Interest coverage
33.51▼
2024 · 61.70
Debt
€168k▲
2024 · €160k
Debt ≤ 1 year
€166k▲
2024 · €158k
Debt > 1 year
€2k=
2024 · €2k
Income taxes
€1k▲
2024 · €493
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€260k▲
Fixed assets21/28€149k€138k▼
Tangible fixed assets22/27€148k€138k▼
Land and buildings22€128k€123k▼
Plant, machinery and equipment23€20k€15k▼
Financial fixed assets28€560€560=
Current assets29/58€99k€121k▲
Amounts receivable within one year40/41€97k€119k▲
Trade receivables40€0-
Other amounts receivable41€97k€119k▲
Cash at bank and in hand54/58€769€1k▲
Deferred charges and accrued income490/1€863€1k▲
Equity and liabilities
Total equity and liabilities10/49€248k€260k▲
Equity10/15€88k€91k▲
Contributions10/11€19k€19k=
Reserves13€55k€58k▲
Distributable reserves133€55k€58k▲
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€160k€168k▲
Amounts payable after more than one year17€2k€2k=
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€158k€166k▲
Trade debts44€24k€32k▲
Suppliers440/4€24k€32k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€131k€131k▼
Accrued charges and deferred income492/3€0€700▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€9k€8k▼
Gross operating margin9900€21k€24k▲
Operating profit (loss)9901€2k€5k▲
Financial income75/76B€122€0▼
Recurring financial income75€122€0▼
Financial charges65/66B€202€467▲
Recurring financial charges65€202€467▲
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77€493€1k▲
Profit (loss) for the period9904€1k€3k▲
Profit (loss) for the period to be appropriated9905€1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Profit (loss) brought forward from the previous period14P€13k€14k▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲6545%
Operating result €21k, net result €12k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €178
Net result €178 after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wegvoeringsstraat 1119100 Sint-NiklaasGround area
98 m²
Building footprint
98 m²
Volume, LiDAR
705 m³
Parcel 46021A0820/00F003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HAMA NV
since 19892.042.946.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0820/00F003 | Flanders | 98 m² | 1 · 98 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMAST
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CityStorageGenk
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Genk · Eq €91k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-1988
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
1. Jaarverslag. 2. Goedkeuring jaarrekening per 31/12/2008. 3. Bestem- ming resultaat. 4. Kwijting bestuurders. 5. Divers. (AOPC-1-9-00877/14.05)