HA CONSULT

Active

Private limited companyfounded 20224 yrs activeHaachtsesteenweg 405, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0787.889.230

Summary

The computed 12-month bankruptcy probability of HA CONSULT is 5.7% (elevated). The 2024 annual accounts show equity of €3,843 and a net result of €3,386. Its solvency ranks better than 35% of 37957 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

HA CONSULTActiveChecked score 38/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

Size

€198,431turnover 2024

Equity: €3,843
Profit: €3,386

Financial health

38 Weak Checked score 2024

Bankruptcy chance 12 m: 5.7%

Structure

Accounts 63 d overdue0 of 4 deeds read

Why 38- Figures for FY 2024 (filed 31-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 87 days late; 2 of the last 3 late- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024

38 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 58% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 66+32

equity 40.7% of total assets

Liquidity 30-19

short-term debt 59.3% · cash 8.5%

Profitability 100+100

return on assets 35.9%

Bankruptcy probability, 12 months

5.7% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)

Last 16 months 07-2025: 3.6% 08-2025: 5.0%▲ +38.6% vs 07-2025 09-2025: 6.5%▲ +28.4% vs 08-2025 10-2025: 11.0%▲ +69.4% vs 09-2025highest value 11-2025: 6.4%▼ -42.1% vs 10-2025 12-2025: 6.4%● 0.0% vs 11-2025 01-2026: 2.2%▼ -65.8% vs 12-2025 02-2026: 2.1%▼ -1.2% vs 01-2026 03-2026: 2.0%▼ -5.9% vs 02-2026 04-2026: 2.1%▲ +2.4% vs 03-2026 05-2026: 2.0%▼ -3.4% vs 04-2026lowest value 06-2026: 2.0%▲ +0.9% vs 05-2026 07-2026: 2.1%▲ +5.7% vs 06-2026 08-2026: 2.9%▲ +38.1% vs 07-2026 09-2026: 3.6%▲ +23.0% vs 08-2026 10-2026: 5.7%▲ +58.6% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Figures for FY 2024 (filed 31-10-2025) raises the probability
1 financial year not filed after the legal deadline; latest accounts 87 days late; 2 of the last 3 late raises the probability
1 change of registered office in 24 months raises the probability

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 1.69; short-term debt: 59.3% and cash: 8.5% of total assets), but 59.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 38%, liquidity 13%, profitability 85%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Figures for FY 2024 (filed 31-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 87 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-10-2025, 87 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

87 d late

2023

58 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-10-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Back to profitnet €3,386
31-12-24 Liquidity doublescurrent ratio 1.69

Key points

Positive: Turnover rose in 2024from €48,216 to €198,431 ▲ 312% View
Caution: Among the weakest 12% on equitysector median €89,997 · 38,000 companies €3,843 View
Caution: Accounts not fileddeadline was 31-07-2026 63 d late View