H2Z CONSULTING
ActiveH2Z CONSULTING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €27k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 42% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+3
Solvency76▼-20
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 3.44 in 2024; short-term debt: 49.1% and cash: 0.1% of total assets), and 49.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.9%
Return on assets
13.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
35 d early
2022
4 d early
2021
11 d late
2020
15 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27k▲ 16.0%
2024 · €23k
2019: €32k
2020: €21k
2021: €20k
2022: €27k
2023: €21k
2024: €23k
2019 → 2025
Working capital
€95k▼ 33.4%
2024 · €142k
2019: €118k
2020: €135k
2021: €153k
2022: €172k
2023: €151k
2024: €142k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€174k▲ 18.3%€153k▼ 12.0%€144k▼ 5.8%€103k▼ 28.7%
Operating result€25k-€36k▲ 41.8%€26k▼ 26.6%€31k▲ 18.3%€41k▲ 31.3%
Net result€20k-€27k▲ 34.1%€21k▼ 22.4%€23k▲ 11.7%€27k▲ 16.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€8k▲ 347%
Current assets
€194k▼ 3.4%
Equity and liabilities €202k
Equity
€103k▼ 28.7%
Debt
€99k▲ 69.8%
The debt ratio rises from 28.8% to 49.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €32k
Cash flow
€30k▲
2024 · €25k
Solvency
50.9%▼
2024 · 71.2%
Current ratio
1.96▼
2024 · 3.44
Quick ratio
1.96▼
2024 · 3.44
Debt / equity
0.96▲
2024 · 0.40
ROE
26.3%▲
2024 · 16.2%
ROA
13.4%▲
2024 · 11.5%
Interest coverage
22.77▲
2024 · 18.78
Debt
€99k▲
2024 · €58k
Debt ≤ 1 year
€99k▲
2024 · €58k
Income taxes
€17k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€202k€202k▼
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€2k€8k▲
Furniture and vehicles24€2k€8k▲
Financial fixed assets28€25€200▲
Current assets29/58€201k€194k▼
Amounts receivable after more than one year29€185k€179k▼
Other amounts receivable291€185k€179k▼
Amounts receivable within one year40/41€14k€14k▲
Trade receivables40€14k€14k▲
Cash at bank and in hand54/58€2k€203▼
Equity and liabilities
Total equity and liabilities10/49€202k€202k▼
Equity10/15€144k€103k▼
Contributions10/11€6k€6k=
Reserves13€138k€96k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€136k€96k▼
Profit (loss) carried forward14€70€70=
Amounts payable17/49€58k€99k▲
Amounts payable within one year42/48€58k€99k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€20k€25k▲
Taxes450/3€20k€25k▲
Other amounts payable47/48€35k€68k▲
Accrued charges and deferred income492/3€13-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€34k€46k▲
Operating profit (loss)9901€31k€41k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€35k€44k▲
Income taxes67/77€11k€17k▲
Profit (loss) for the period9904€23k€27k▲
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€27k▲
Profit (loss) brought forward from the previous period14P€70€70=
Transfer from equity791/2€32k€70k▲
Transfer to equity691/2€23k€29k▲
To other reserves6921€23k€29k▲
Profit to be distributed694/7€32k€68k▲
Return on contributions (dividend)694€32k€68k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €150kEq €174k ▲18.3%
4 profitable years in a row build equity to €174k.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
30-06
Financial
Weakest financial yearnet €20k ▼6.7%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 15 days late
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 99 days late
2016
15-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
29-01
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés 131332 RixensartGround area
228 m²
Building footprint
70 m²
Volume, LiDAR
631 m³
Parcel 25033B1318/00_000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
H2Z CONSULTING
since 20132.218.426.127
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B1318/00_000 | Wallonia | 228 m² | 1 · 70 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0785.401.575
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REDWIRE SOLUTIONS
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KOGITO
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Mons · Eq €103k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2013
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
64999Other financial services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.