H2M Group

Active

Private limited companyfounded 20251 year activeGeneraal Wahislaan 14/22, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1024.638.912

Summary

H2M Group has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,625 and a net result of €7,625. Its solvency ranks better than 70% of 13,521 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

H2M GroupActiveChecked score 86/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46110

1 site

Size

€16,120total assets 2025

Equity: €10,625
Profit: €7,625

Turnover not published (abridged schema)

Financial health

86 Excellent Checked score 2025

Bankruptcy probability, 12 months: 0.3%

Structure

Accounts 92 days early0 of 1 deed read

Why 86- Founded in 2025- Size: total assets €16,120+ Liquidity: current ratio 2.93, cash €15,168+ Equity €10,625 (65.9% of total assets)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 65% of its sector peers (NACE 46, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 91

equity 65.9% of total assets

Liquidity 85

short-term debt 34.1% · cash 94.1%

Profitability 50

return on assets 47.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)

Last 24 months 07-2026: 0.3%lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026highest value

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.93; short-term debt: 34.1% and cash: 94.1% of total assets), and 34.1% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 71% on solvency, 86% on liquidity and 39% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.