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H.W. EJS

Active Risk: not assessed
Private limited companyfounded 2012active for 13 yearsBleybergweg 14, 3140 Keerbergen, BelgiumKBO/BCE: BE 0508.467.565

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 01-04-2026 PDF all 5 filings

Equity
€4,972
2024 · -€115,453
Net result
€120,425
2024 · -€7,161
Total assets
€227,689▲ 21.3%
2024 · €187,770
Solvency
2.2%▲ 63.7pp
2024 · -61.5%
Trend over the years

2021 to 2025, 5 financial years

The operating result for 2025 is over 15 times that of 2024. It is the third rise in a row, after the fall in 2022.

Operating result€130,699 2025 Net result€120,425 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€132,277--€124,451-€62,960▲ 49.4%€8,606€130,699▲ 15×
Net result€92,175within the sector's middle half--€127,917below the sector's middle half-€77,962below the sector's middle half▲ 39.1%-€7,161below the sector's middle half▲ 90.8%€120,425above the sector's middle half
Equity€108,685within the sector's middle half--€30,330below the sector's middle half-€108,292below the sector's middle half▼ 257%-€115,453below the sector's middle half▼ 6.6%€4,972below the sector's middle half
Total assets€189,704below the sector's middle half-€138,989within the sector's middle half▼ 26.7%€229,942within the sector's middle half▲ 65.4%€187,770within the sector's middle half▼ 18.3%€227,689within the sector's middle half▲ 21.3%
Debt€81,019-€169,318▲ 109%€338,234▲ 99.8%€303,224▼ 10.4%€222,716▼ 26.6%
Working capital€50,682within the sector's middle half--€70,323below the sector's middle half-€175,139below the sector's middle half▼ 149%-€154,685below the sector's middle half▲ 11.7%-€11,040below the sector's middle half▲ 92.9%
Solvency57.3%within the sector's middle half--21.8%below the sector's middle half▼ 79.1pp-47.1%below the sector's middle half▼ 25.3pp-61.5%below the sector's middle half▼ 14.4pp2.2%below the sector's middle half▲ 63.7pp
Current ratio2.38within the sector's middle half-0.45below the sector's middle half▼ 1.930.41below the sector's middle half▼ 0.040.41below the sector's middle half=0.93within the sector's middle half▲ 0.52
Return on assets (ROA)48.6%above the sector's middle half--92.0%below the sector's middle half▼ 140.6pp-33.9%below the sector's middle half▲ 58.1pp-3.8%below the sector's middle half▲ 30.1pp52.9%above the sector's middle half▲ 56.7pp
Staff (FTE)2.3within the sector's middle half-3.4▲ 47.8%5.5▲ 61.8%4.3▼ 21.8%4.8▲ 11.6%
above within below The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227,689
Fixed assets €75,693 ▼ 3.9%
Current assets €151,996 ▲ 39.5%
Equity and liabilities €227,689
Equity €4,972
Debt €222,716
Debt's share of the balance-sheet total is 97.8%.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€163,036▼
2024 · €263,682
Debt > 1 year
€57,757▲
2024 · €39,059
Income taxes
€576▼
2024 · €731
Staff costs
€294,951▲
2024 · €271,142
A ratio outside any meaningful range has been withheld (balance sheet total €227,689, equity €4,972).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202131-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date34544
full-time34544
part-time00000
in full-time equivalents34544
Average over the year, in full-time equivalents2.33.45.54.34.8
On a permanent contract24434
Joined22211
Left21121

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€27,920€7,896€49,413
Intangible fixed assets€105,000-€30,000--
Financial fixed assets€6,200----
Depreciation and write-downs of the year€8,860€21,847€30,074€37,254€34,495

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as H.W. EJS: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €226,000 and €320,000, founded between 2013 and 2018.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
H.W. EJS Keerbergen2012€227,689€4,972€478,929€120,425-2025
Danklo Finance Zoersel2015€243,081€162,639€460,973€131,915-2025
LA ROCHE FINANCE La Roche-en-Ardenne2013€265,890€195,035€580,288€433,416-2025
JANKO Deinze2016€320,163€237,909€533,790€27,796-2025
CCM Mechelen2014€316,411€21,883€358,862€272,707-2025
FiDoMa Soignies2013€225,985€129,345€297,599-€31,040-2025
Alto Fageto Schilde2018€277,447-€232,632€510,759-€254,0029.22025

They were chosen from the 1,171 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines

Source: Annual accounts 2025 (PDF), filed on 01-04-2026.

Balance sheet Code20242025
Assets
Total assets20/58€187,770€227,689▲
Fixed assets21/28€78,774€75,693▼
Intangible fixed assets21€51,140€12,140▼
Tangible fixed assets22/27€27,635€63,553▲
Furniture and vehicles24€16,810€28,639▲
Other tangible fixed assets26€10,825€34,914▲
Current assets29/58€108,996€151,996▲
Amounts receivable within one year40/41€100,143€120,654▲
Trade receivables40€96,633€112,544▲
Other amounts receivable41€3,510€8,110▲
Cash at bank and in hand54/58€4,530€4,549▲
Deferred charges and accrued income490/1€4,323€26,793▲
Equity and liabilities
Total equity and liabilities10/49€187,770€227,689▲
Equity10/15-€115,453€4,972▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€117,953€2,472▲
Amounts payable17/49€303,224€222,716▼
Amounts payable after more than one year17€39,059€57,757▲
Financial debts170/4€39,059€57,757▲
Amounts payable within one year42/48€263,682€163,036▼
Current portion of amounts payable after more than one year42€54,929€54,322▼
Financial debts43€42,435€9,978▼
Credit institutions430/8€42,435€9,978▼
Trade debts44€47,985€18,307▼
Suppliers440/4€47,985€18,307▼
Taxes, remuneration and social security45€23,600€28,796▲
Taxes450/3€1,625€1,308▼
Remuneration and social security454/9€21,975€27,489▲
Other amounts payable47/48€94,733€51,633▼
Accrued charges and deferred income492/3€483€1,923▲
Income statement Code20242025
Non-recurring operating income76A€13,403€7,510▼
Remuneration, social security and pensions62€271,142€294,951▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,254€34,495▼
Other operating charges640/8€8,093€18,784▲
Gross operating margin9900€325,096€478,929▲
Operating profit (loss)9901€8,606€130,699▲
Financial income75/76B€32€70▲
Recurring financial income75€32€70▲
Financial charges65/66B€15,068€9,767▼
Recurring financial charges65€15,068€9,767▼
Profit (loss) for the period before taxes9903-€6,430€121,002▲
Income taxes67/77€731€576▼
Profit (loss) for the period9904-€7,161€120,425▲
Profit (loss) for the period to be appropriated9905-€7,161€120,425▲
Appropriation of the result
Profit (loss) to be appropriated9906-€117,953€2,472▲
Profit (loss) brought forward from the previous period14P-€110,792-€117,953▼

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20212022202320242025Change
Non-recurring operating income76A€188,200€0-€13,403€7,510▼ 44.0%
Remuneration, social security and pensions62€129,156€196,695€313,515€271,142€294,951▲ 8.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,860€21,847€30,074€37,254€34,495▼ 7.4%
Other operating charges640/8€1,818€4,395€2,514€8,093€18,784▲ 132%
Non-recurring operating charges66A€2,059€14,849€0---
Gross operating margin9900€274,169€113,335€283,143€325,096€478,929▲ 47.3%
Operating profit (loss)9901€132,277-€124,451-€62,960€8,606€130,699▲ 15×
Financial income75/76B€0€0€284€32€70▲ 122%
Recurring financial income75€0€0€284€32€70▲ 122%
Financial charges65/66B€5,419€2,812€14,392€15,068€9,767▼ 35.2%
Recurring financial charges65€5,419€2,812€14,392€15,068€9,767▼ 35.2%
Profit (loss) for the period before taxes9903€126,857-€127,263-€77,068-€6,430€121,002-
Income taxes67/77€34,682€654€894€731€576▼ 21.2%
Profit (loss) for the period9904€92,175-€127,917-€77,962-€7,161€120,425-
Profit (loss) for the period to be appropriated9905€92,175-€127,917-€77,962-€7,161€120,425-
Line20212022202320242025Change
Assets
Total assets20/58€189,704€138,989€229,942€187,770€227,689▲ 21.3%
Fixed assets21/28€102,340€80,287€108,133€78,774€75,693▼ 3.9%
Intangible fixed assets21€96,140€75,140€78,140€51,140€12,140▼ 76.3%
Tangible fixed assets22/27€0€5,147€29,993€27,635€63,553▲ 130%
Plant, machinery and equipment23€0-----
Furniture and vehicles24€0-€22,038€16,810€28,639▲ 70.4%
Other tangible fixed assets26-€5,147€7,955€10,825€34,914▲ 223%
Financial fixed assets28€6,200€0----
Current assets29/58€87,365€58,702€121,810€108,996€151,996▲ 39.5%
Amounts receivable within one year40/41€43,157€44,095€113,164€100,143€120,654▲ 20.5%
Trade receivables40€10,756€43,495€112,564€96,633€112,544▲ 16.5%
Other amounts receivable41€32,401€600€600€3,510€8,110▲ 131%
Cash at bank and in hand54/58€39,627€8,000€4,801€4,530€4,549▲ 0.4%
Deferred charges and accrued income490/1€4,581€6,607€3,844€4,323€26,793▲ 520%
Equity and liabilities
Total equity and liabilities10/49€189,704€138,989€229,942€187,770€227,689▲ 21.3%
Equity10/15€108,685-€30,330-€108,292-€115,453€4,972-
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Reserves13€106,185€0----
Distributable reserves133€106,185€0----
Profit (loss) carried forward14€0-€32,830-€110,792-€117,953€2,472-
Amounts payable17/49€81,019€169,318€338,234€303,224€222,716▼ 26.6%
Amounts payable after more than one year17€44,100€39,531€39,617€39,059€57,757▲ 47.9%
Financial debts170/4€44,100€39,531€39,617€39,059€57,757▲ 47.9%
Amounts payable within one year42/48€36,682€129,024€296,949€263,682€163,036▼ 38.2%
Current portion of amounts payable after more than one year42€4,445€4,569€110,084€54,929€54,322▼ 1.1%
Financial debts43-€19,597€42,934€42,435€9,978▼ 76.5%
Credit institutions430/8-€19,597€42,934€42,435€9,978▼ 76.5%
Trade debts44€8,884€24,322€46,288€47,985€18,307▼ 61.8%
Suppliers440/4€8,884€24,322€46,288€47,985€18,307▼ 61.8%
Taxes, remuneration and social security45€13,568€20,880€30,883€23,600€28,796▲ 22.0%
Taxes450/3€4,682€5,336€1,548€1,625€1,308▼ 19.5%
Remuneration and social security454/9€8,885€15,543€29,335€21,975€27,489▲ 25.1%
Other amounts payable47/48€9,786€59,657€66,760€94,733€51,633▼ 45.5%
Accrued charges and deferred income492/3€237€763€1,667€483€1,923▲ 299%
Line20212022202320242025Change
Profit (loss) for the period9904€92,175-€127,917-€77,962-€7,161€120,425-
+ Depreciation and write-downs630€8,860€21,847€30,074€37,254€34,495▼ 7.4%
Operating cash flow (approximation)€101,035-€106,069-€47,887€30,093€154,920▲ 415%
Investment in fixed assets (approximation)-€206-€57,920-€7,896-€31,413▼ 298%
Change in cash--€31,627-€3,199-€271€19-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-12-2025 micro format 01-04-2026 2026-00069208 PDF
31-12-2024 micro format 25-07-2025 2025-00306163 PDF
31-12-2023 micro format 19-07-2024 2024-00260942 PDF
31-12-2022 micro format 14-07-2023 2023-00234878 PDF
31-12-2021 abbreviated format 30-05-2022 2022-20036505 PDF

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