Financials
- Financial year
- 2025
- Total assets
- €30,697
- Profit
- €3,546
- Solvency
- 27.8%
H.W.C
ActiveSummary
H.W.C has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,546 and a net result of €3,546. Its solvency ranks better than 29% of 34,190 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Specialised construction activities
NACE 43223
1 site
Size
€30,697total assets 2025
- Equity
- €8,546
- Profit
- €3,546
Turnover not published (micro format)
Structure
Accounts filed 11 days late1 of 2 deeds read
Why 65raises riskFounded in 2025Size: total assets €30,697lowers riskLiquidity: current ratio 2.23, cash €8,681Figures for financial year 2025 (filed 11-08-2026)Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 57% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
53
equity 27.8% of total assets
Liquidity
77
short-term debt 23.3% · cash 28.3%
Profitability
83
return on assets 11.6%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.23; short-term debt: 23.3% and cash: 28.3% of total assets), but 72.2% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 75% on liquidity and 66% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
11 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Specialised construction activitiesNACE 43223
- Founded
- 18-09-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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