Financials
- Fiscal year
- 2024
- Total assets
- €385,019
- Loss
- -€46,359
- Solvency
- 33.2%
Total assets▼ 7.9%
Net result
20182024
H + RAM
ActiveSummary
H + RAM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127,940 and a net result of -€46,359. Equity is shrinking by ~7.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
What they do
Activity not known1 site
How big
€385,019total assets 2024
- Equity
- €127,940
- Loss
- -€46,359
Turnover not published (abridged schema)
Who decides
Accounts 36 d early0 of 2 deeds read
Why 41- No NACE activity registered- Annual accounts: weaker financial profile+ Long track record+ Lower-risk legal formLatest accounts filed on timeShow the evidence
Checked score
Score 2024
Axes · tick = 2023
Profitability7▼-6
Solvency58▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.21 against 0.36 in 2023; short-term debt: 66.8% and cash: 0.6% of total assets), and 66.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
33.2%
Return on assets
-12%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
41 d early
2023
43 d early
2022
20 d early
2021
40 d early
2020
4 d early
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€46,359
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-06-2026Annual accounts filed
- 20-06-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 07-04-1992
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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