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H & R TRADING

Active
Private limited companyfounded 2009active for 16 yearsVrijheidslaan 175, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0820.466.481
Summary

The computed 12-month bankruptcy probability of H & R TRADING is 7.5% (elevated). The 2025 annual accounts show negative equity (-€7,864) and a net result of €6,983, of which €4,300 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-11-2009 Normal situation
Registered office
358 active companies are registered at this address 42 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Limited-service restaurants, excluding mobile food services NACE 56112and 5 others
Establishment units
2.184.955.682 1080 Sint-Jans-Molenbeek, since 15-02-2010
2.395.755.983 1190 Vorst, since 14-10-2026
Financial year end
31 December
Peppol
Reachable since 04-12-2025

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.5%
Annual accounts 2025
Turnover
€1.6m
Profit
€6,983
Equity
-€7,864
▲ 47.0%
Total assets
€255,052
▼ 28.1%
Employees on 31-12-2025
3
=
  • Negative equity on 31-12-2025
  • 2025 accounts filed 44 days after the deadline
Score breakdownraises riskLast filed accounts filed 44 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsSector: Food and beverage service activities (NACE 56)Liquidity: current ratio 0.93, cash €999, halvedShow the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 33% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 22+1
equity -3.1% of total assets
Liquidity 0-12
short-term debt 103.1% · cash 0.4%
Profitability 20+7
return on assets 2.7%
Bankruptcy probability within 12 months
7.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 2.7%▲ +1.5 percentage points vs 06-2025 08-2025: 3.3%▲ +0.6 percentage points vs 07-2025 09-2025: 3.8%▲ +0.5 percentage points vs 08-2025 10-2025: 4.0%▲ +0.2 percentage points vs 09-2025 11-2025: 4.0%● unchanged vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 4.0%● unchanged vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 4.0%● unchanged vs 02-2026 04-2026: 4.4%▲ +0.4 percentage points vs 03-2026 05-2026: 4.9%▲ +0.5 percentage points vs 04-2026 06-2026: 4.8%▼ -0.1 percentage points vs 05-2026 07-2026: 4.8%● unchanged vs 06-2026 08-2026: 5.5%▲ +0.7 percentage points vs 07-2026 09-2026: 6.2%▲ +0.7 percentage points vs 08-2026 10-2026: 7.5%▲ +1.3 percentage points vs 09-2026highest value 11-2026: 7.5%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.93 (0.98 in 2024), below 1. Short-term debt is 103.1% and cash 0.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 24% of them on solvency, 2% on liquidity, 25% on profitability and 80% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 44 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Liquidity: current ratio 0.93, cash €999, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 17001 sector peers (2025).
NBB · sector comparison
Position among 17001 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 44 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
44 days late
2024
39 days late
2023
19 days early
2022
8 days late
2021
26 days late
2020
24 days late
2019
6 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€7,864 View

Recent changes

  1. · Gazette deed Registered office moved from Forest to Molenbeek-Saint-JeanNew seat: 1080 Molenbeek-Saint-Jean, Avenue de la Liberté 175 · Previous seat: 1190 Forest, Chaussée de Neerstalle, 23
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as H & R TRADING: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €225,000 and €291,000, founded between 2008 and 2010.

CompanyTotal assetsGross margin
H & R TRADING Sint-Jans-Molenbeek€255,052€119,976
SUSHILINE Schaarbeek€225,004€101,037
T&N AY Jette€290,690€136,699
Lanox Corporate Brussel€265,363€152,690
MOISE Schaarbeek€238,883€150,759
ARABICA FELIX Brussel€256,297€150,878
Le Bastion Couvin€265,732€124,073
Full comparison

Key facts about H & R TRADING

What is the company number of H & R TRADING?
The company number of H & R TRADING is 0820.466.481. The VAT number is the same number with BE in front: BE 0820.466.481.
Where is H & R TRADING based?
The registered office is at Vrijheidslaan 175, 1080 Sint-Jans-Molenbeek.Company details
What does H & R TRADING do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of H & R TRADING?
The legal form of H & R TRADING is Private limited company (BV).
When was H & R TRADING founded?
H & R TRADING was founded on 12-11-2009.
Is H & R TRADING still active?
Yes, H & R TRADING is an active enterprise in the KBO register.
How many employees does H & R TRADING have?
H & R TRADING had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of H & R TRADING?
The turnover of H & R TRADING was €1.6m in financial year 2025, according to the filed annual accounts.
Is H & R TRADING profitable?
In financial year 2025, H & R TRADING made a profit of €6,983.
Where can I find the annual accounts of H & R TRADING?
H & R TRADING filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H & R TRADING due?
H & R TRADING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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