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H. PIRON

Active
Private limited companyfounded 1990active for 36 yearsAvenue de la Gare,NEU 155, 6840 Neufchâteau, BelgiumKBO/BCE: BE 0440.317.741
Summary

H. PIRON has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,344 and a net result of €30,750. Equity is growing by about 4.5% per year across the filed financial years. Its solvency ranks better than 68% of 34,040 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Joinery installation
NACE 43320
2nd oldest company in Neufchâteau, Construction sector1 site
Size
€220,932total assets 2025
Equity
€139,344
Profit
€30,750
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
CMA HOLDING · 100%
Accounts filed 2 days late0 of 1 deed read
Why 97raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.70, cash €111,004Equity €139,344 (63.1% of total assets)Founded in 1990Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 88-12
equity 63.1% of total assets
Liquidity 83+2
short-term debt 36.9% · cash 50.2%
Profitability 86+10
return on assets 13.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.5%▲ +0.2 percentage points vs 11-2024 01-2025: 1.2%▲ +0.7 percentage points vs 12-2024highest value 02-2025: 1.2%● unchanged vs 01-2025highest value 03-2025: 0.1%▼ -1.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.7, compared with 4.1 in 2024; short-term debt: 36.9% and cash: 50.2% of total assets), and 36.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 69% on solvency, 81% on liquidity, 71% on profitability and 74% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.70, cash €111,004
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €139,344 (63.1% of total assets)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
on the day
2022
28 days late
2021
30 days late
2020
30 days late
2019
32 days late
2018
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end12-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Positive: 2nd oldest company in Neufchâteau, Construction sectorin the Checked rankings No. 2 View
  • Controlled by CMA HOLDING 100% View
  • Active since 1990founded 09-04-1990 36 years View

By topic

Financials

Financial year
2025
Total assets
€220,932
Profit
€30,750
Solvency
63.1%
Total assets▲ 54.2%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1992
Next accounts
by 31-01-2027
  1. 31-12-2022Back to profit
  2. 31-12-2022Equity above €100,000
  3. 30-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
09-04-1990
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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