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H&O
ActiveFrom the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
H&O has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,753 and a net result of €88,917. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 50% of 1,255 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 05-03-2014 Normal situation
- Legal form
- Private limited company
- Registered office
- Ledebeekstraat 35, 9070 Destelbergen
- Activity
- Construction of roads and motorways NACE 42110and 1 other
- Establishment unit
- 2.228.710.206 9070 Destelbergen, since 01-04-2014
- Financial year end
- 30 September
- Peppol
- Reachable since 19-12-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts to 30-09-2025
- Gross margin
- €308,142
- ▲ 673%
- Turnover
- ≈ €620,000
- estimated
- Profit
- €88,917
- ▲ 50×
- Equity
- €120,753
- ▲ 279%
- Total assets
- €267,786
- ▲ 322%
- Staff
- 2.8 FTE
- ▲ 367%
2025 accounts filed 5 days late
Filed on 05-05-2026PDF
Why 97raises riskSector: Civil engineering (NACE 42)lowers riskLiquidity: current ratio 2.09, cash €73,843Founded in 2014Equity €120,753 (45.1% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 42, micro)
Financial strength · tick = 2024
Strong
Solvency
70-5
equity 45.1% of total assets
Liquidity
69+25
short-term debt 34.6% · cash 27.6%
Profitability
100+28
return on assets 33.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.5%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.4 percentage points vs 04-2025highest value
06-2025: 0.3%▼ -0.6 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.2%▼ -0.1 percentage points vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%▼ -0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▲ +0.3 percentage points vs 04-2026
06-2026: 0.1%▼ -0.5 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.09, compared with 1.96 in 2024, above the usual 1.5; short-term debt: 34.6% and cash: 27.6% of total assets), but 54.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 51% on solvency, 72% on liquidity, 91% on profitability and 95% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
5 days late
2024
on the day
2023
on the day
2022
1 day late
2021
11 days late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 05-05-2026
- Annual accounts 2024filed on 30-04-2025
- Annual accounts 2023filed on 30-04-2024
- Annual accounts 2022filed on 01-05-2023
Acts in the Belgian Official Gazette
- Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneousact of 12-01-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0547.758.703
Key facts about H&O
- What is the company number of H&O?
- 0547.758.703. In Belgium the VAT number is the company number with BE in front: BE 0547.758.703.
- Where is H&O based?
- The registered office is at Ledebeekstraat 35, 9070 Destelbergen.Company details
- What does H&O do?
- According to the KBO register, the main activity is construction of roads and motorways (NACE 42110).
- What is the legal form of H&O?
- Private limited company (BV).
- When was H&O founded?
- On 05-03-2014.
- Is H&O still active?
- Yes, H&O is an active enterprise in the KBO register.
- How many employees does H&O have?
- On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of H&O?
- ≈ €620,000 in financial year 2025. Estimated from the gross margin of €308,142: probably between €430,000 and €890,000, based on 880 comparable companies of the same size. A rough estimate. In financial year 2019 turnover was €91,360.
- Is H&O profitable?
- In financial year 2025, H&O made a profit of €88,917.
- Where can I find the annual accounts of H&O?
- H&O filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of H&O due?
- By 30-04-2027, for financial year 2026.Timeline
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