Financials
- Fiscal year
- 2025
- Total assets
- €7,448
- Loss
- -€8,986
- Solvency
- 4.2%
H&N
ActiveSummary
The computed 12-month bankruptcy probability of H&N is 5.2% (elevated). The annual accounts of H&N for fiscal year 2025 show a net loss of 121% of total assets. The 2025 annual accounts show equity of €314 and a net result of -€8,986. Its solvency ranks better than 28% of 15408 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€7,448total assets 2025
- Equity
- €314
- Loss
- -€8,986
Turnover not published (abridged schema)
Structure
Accounts filed 60 d late0 of 1 deed read
Why 35- Sector Food and beverage service activities (NACE 56)- Founded in 2025- Latest accounts 60 days late; 1 of the last 3 late+ Size: total assets €7,448Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 16% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
29
equity 4.2% of total assets
Liquidity
12
short-term debt 95.8% · cash 9.8%
Profitability
0
return on assets -120.6%
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 4.1%lowest value
09-2026: 4.1%● 0.0% vs 08-2026lowest value
10-2026: 5.2%▲ +28.0% vs 09-2026highest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2025 raises the probability for this profile
- Latest accounts 60 days late; 1 of the last 3 late raises the probability
- Size: total assets €7,448 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93; short-term debt: 95.8% and cash: 9.8% of total assets), and 95.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 29%, liquidity 11%, profitability 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
60 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 29-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 31-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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