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H.MARIA

Active
Private limited company (pre-2019)founded 2012active for 14 yearsAntwerpsestraat 164, 2640 Mortsel, BelgiumKBO/BCE: BE 0845.082.707
Summary

H.MARIA has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,241 and a net result of €8,207, of which €10,739 non-recurring income. Equity has been shrinking by about 5% per year since 2018. Its solvency ranks better than 71% of 17,021 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-04-2012 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Joint committee
302 Hotels and catering · annual accounts 2022
Establishment unit
2.208.765.719 2640 Mortsel, since 20-04-2012
Financial year end
31 December
Peppol
Reachable since 20-11-2025

Board and ownership

Board
  • Khella Ezzat Zaky HabilDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€33,547
▲ 89.5%
Turnover
≈ €180,000
estimated
Profit
€8,207
Equity
€21,241
▲ 63.0%
Total assets
€39,101
▲ 75.2%
Employees on 31-12-2025
3
▼ 25.0%
  • 2025 accounts filed 5 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €39,101lowers riskFounded in 2012Figures for financial year 2025 (filed on 05-08-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 79-4
equity 54.3% of total assets
Liquidity 42-8
short-term debt 45.7% · cash 11.1%
Profitability 95+77
return on assets 21.0%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.3 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -0.3 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (1.76 in 2024), below 1. Short-term debt is 45.7% and cash 11.1% of total assets. 45.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 72% of them on solvency, 37% on liquidity, 83% on profitability and 84% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €39,101
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €21,241
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
5 days late
2024
37 days early
2023
14 days late
2022
25 days late
2021
64 days late
2020
61 days late
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as H.MARIA: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €36,300 and €42,400, founded between 2010 and 2013.

CompanyTotal assetsGross margin
H.MARIA Mortsel€39,101€33,547
Snackbar ’t Park Turnhout€36,263€32,324
CHAMILY Heist-op-den-Berg€42,357€35,832
DERVIS Mons€38,718€31,924
Côté Azure Huy€38,612€30,354
REYYAN La Louvière€40,020€39,564
Kelly Leenaerts Hechtel-Eksel€38,368€35,892
Full comparison

Key facts about H.MARIA

What is the company number of H.MARIA?
The company number of H.MARIA is 0845.082.707. The VAT number is the same number with BE in front: BE 0845.082.707.
Where is H.MARIA based?
The registered office is at Antwerpsestraat 164, 2640 Mortsel.Company details
What does H.MARIA do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of H.MARIA?
H.MARIA is a private limited company (pre-2019) (BVBA).
When was H.MARIA founded?
H.MARIA was founded on 05-04-2012.
Is H.MARIA still active?
Yes, H.MARIA is an active enterprise in the KBO register.
How many employees does H.MARIA have?
H.MARIA had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does H.MARIA fall under?
In its 2022 annual accounts, H.MARIA states joint committee 302 (Hotels and catering).
What is the turnover of H.MARIA?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €33,547 and 67 comparable companies (NACE 56112). It probably lies between €140,000 and €240,000.
Is H.MARIA profitable?
In financial year 2025, H.MARIA made a profit of €8,207.
Where can I find the annual accounts of H.MARIA?
H.MARIA filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H.MARIA due?
H.MARIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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