H&M PARTNERS
ActiveH&M PARTNERS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-104. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 94% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency100=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 21.87 against 21.94 in 2024; short-term debt: 4.6% and cash: 99.3% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
129 d early
2024
16 d early
2023
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 0.4%
2024 · €29k
2023: €29k
2024: €29k
2023 → 2025
Total assets
€30k▼ 0.3%
2024 · €30k
2023: €30k
2024: €30k
2023 → 2025
Net result
€-104▼ 1.9%
2024 · €-102
2023: €-1k
2024: €-102
2023 → 2025
Working capital
€29k▼ 0.4%
2024 · €29k
2023: €29k
2024: €29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€29k▼ 0.4%€29k▼ 0.4%
Operating result€-1k-€-64▲ 94.5%€-66▼ 3.0%
Net result€-1k-€-102▲ 91.4%€-104▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €66 in 2025 against €64 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €30k
Equity
€29k▼ 0.4%
Debt
€1k=
The debt ratio stays at 4.6%.
Key figures and ratios
Solvency
95.4%=
2024 · 95.4%
Current ratio
21.87▼
2024 · 21.94
Quick ratio
21.87▼
2024 · 21.94
Debt / equity
0.05▲
2024 · 0.05
ROE
-0.4%▼
2024 · -0.4%
ROA
-0.3%▼
2024 · -0.3%
Debt
€1k=
2024 · €1k
Debt ≤ 1 year
€1k=
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€30k▼
Current assets29/58€30k€30k▼
Amounts receivable within one year40/41€212€212=
Other amounts receivable41€212€212=
Cash at bank and in hand54/58€30k€30k▼
Equity and liabilities
Total equity and liabilities10/49€30k€30k▼
Equity10/15€29k€29k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-1k€-1k▼
Amounts payable17/49€1k€1k=
Amounts payable within one year42/48€1k€1k=
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€64€66▲
Operating profit (loss)9901€-64€-66▼
Financial charges65/66B€38€38=
Recurring financial charges65€38€38=
Profit (loss) for the period before taxes9903€-102€-104▼
Profit (loss) for the period9904€-102€-104▼
Profit (loss) for the period to be appropriated9905€-102€-104▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-1k▼
Profit (loss) brought forward from the previous period14P€-1k€-1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 821080 Sint-Jans-MolenbeekGround area
281 m²
Building footprint
249 m²
Volume, LiDAR
3,863 m³
Parcel 21523B0939/00F093, Brussels · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
H&M PARTNERS
since 20232.344.390.030
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00F093 | Brussels | 281 m² | 1 · 249 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.