H.M.M. GROUP
ActiveSummary
The computed 12-month bankruptcy probability of H.M.M. GROUP is 3.4% (moderate). The 2025 annual accounts show equity of €43k and a net result of €43k. Its solvency ranks better than 82% of 1544 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.24; short-term debt: 30.4% and cash: 71.9% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
69.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€43k
Total assets
€61k
Net result
€43k
Working capital
€42k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €61k
Fixed assets
€839
Current assets
€60k
Equity and liabilities €61k
Equity
€43k
Debt
€19k
Debt finances 30.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€56k
Cash flow
€43k
Current ratio
3.24
Quick ratio
2.87
Debt to equity
0.44
ROE
100.0%
ROA
69.6%
Interest coverage
18.90
Debt ≤ 1 year
€19k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€61k
Fixed assets21/28€839
Tangible fixed assets22/27€839
Plant, machinery and equipment23€839
Current assets29/58€60k
Stocks and contracts in progress3€7k
Stocks30/36€7k
Amounts receivable within one year40/41€9k
Trade receivables40€7k
Other amounts receivable41€2k
Cash at bank and in hand54/58€44k
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€43k
Profit (loss) carried forward14€43k
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€361
Other operating charges640/8€9
Gross operating margin9900€56k
Operating profit (loss)9901€56k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€53k
Income taxes67/77€11k
Profit (loss) for the period9904€43k
Profit (loss) for the period to be appropriated9905€43k
Appropriation of the result
Profit (loss) to be appropriated9906€43k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofsesteenweg 991080 Sint-Jans-MolenbeekGround area
195 m²
Building footprint
193 m²
Volume, LiDAR
1,860 m³
Parcel 21523B0937/00Z062, Brussels · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ninoofsesteenweg 99, 1080 Sint-Jans-Molenbeek
since 20242.361.078.384
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0937/00Z062 | Brussels | 194 m² | 1 · 193 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.361.078.384
Similar companies · same sector, comparable size
COPPENS
BE 0801.573.059
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A&B Group
BE 0677.921.617
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D.K.V. BEECKMANS
BE 0865.439.443
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VAN PARIJS DIMI
BE 0794.712.981
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Quality
BE 0775.490.353
Ranst · Eq €42,883
Of 599 companies in sector 10111 we hold annual accounts for 329. 212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
10111Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.