H&K
Open bankruptcyA bankruptcy procedure is open for H&K according to publications in the Belgian State Gazette; curator: HANS UBBEN. The 2024 annual accounts show equity of €34k and a net result of €13k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
19 d early
2022
184 d late
2021
572 d late
2020
107 d late
2019
472 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€34k▲ 59.7%
2023 · €21k
2018: €2k
2019: €550
2020: €-4k
2021: €-4k
2022: €12k
2023: €21k
2018 → 2024
Total assets
€71k▲ 115%
2023 · €33k
2018: €21k
2019: €43k
2020: €12k
2021: €12k
2022: €54k
2023: €33k
2018 → 2024
Net result
€13k▲ 42.2%
2023 · €9k
2018: €-4k
2019: €-1k
2020: €-4k
2021: €-4k
2022: €11k
2023: €9k
2018 → 2024
Working capital
€34k▲ 59.7%
2023 · €21k
2018: €-5k
2019: €-5k
2020: €-4k
2021: €-4k
2022: €12k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-4k-€-4k▼ 0.2%€12k€21k▲ 72.4%€34k▲ 59.7%
Operating result€-4k-€-4k=€13k€12k▼ 10.2%€15k▲ 22.2%
Net result€-4k-€-4k=€11k€9k▼ 18.9%€13k▲ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 22% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €71k
Equity
€34k▲ 59.7%
Debt
€37k▲ 215%
The debt ratio rises from 35.5% to 52.1%. Equity and debt are higher.
Key figures and ratios
Solvency
47.9%▼
2023 · 64.5%
Current ratio
1.92▼
2023 · 2.81
Quick ratio
1.92▼
2023 · 2.81
Debt / equity
1.09▲
2023 · 0.55
ROE
37.4%▼
2023 · 42.0%
ROA
17.9%▼
2023 · 27.1%
Debt
€37k▲
2023 · €12k
Debt ≤ 1 year
€37k▲
2023 · €12k
Income taxes
€2k▼
2023 · €3k
Staff costs
€27k▲
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€33k€71k▲
Current assets29/58€33k€71k▲
Amounts receivable within one year40/41€33k€68k▲
Trade receivables40-€34k
Other amounts receivable41€33k€34k▲
Cash at bank and in hand54/58€9€3k▲
Deferred charges and accrued income490/1-€457
Equity and liabilities
Total equity and liabilities10/49€33k€71k▲
Equity10/15€21k€34k▲
Contributions10/11€11k€11k=
Capital10€11k€11k=
Issued capital100€19k€19k=
Uncalled capital101€7k€7k=
Profit (loss) carried forward14€10k€23k▲
Amounts payable17/49€12k€37k▲
Amounts payable within one year42/48€12k€37k▲
Trade debts44€747€8k▲
Suppliers440/4€747€8k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€8k€27k▲
Income statement
Code20232024
Remuneration, social security and pensions62€25k€27k▲
Other operating charges640/8€709€2k▲
Gross operating margin9900€37k€43k▲
Operating profit (loss)9901€12k€15k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€228€261▲
Recurring financial charges65€228€261▲
Profit (loss) for the period before taxes9903€12k€14k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€23k▲
Profit (loss) brought forward from the previous period14P€1k€10k▲
Timeline · acts, filings and financial milestones
2026
17-06
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · H&K BV KLOOSTERSTRAAT 72, 2180 EKEREN (ANTWERPEN) · event 11-06-2026
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲42.2%
Operating result €15k, net result €13k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 572 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.81
Current ratio from 1.30 to 2.81; short-term debt falls from €42k to €12k.
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 4 loss-making years.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 472 days late
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 832 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 722180 AntwerpenGround area
107 m²
Building footprint
107 m²
Volume, LiDAR
773 m³
Parcel 11364F0486/00N004, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H&K
since 20212.320.071.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0486/00N004 | Flanders | 107 m² | 1 · 107 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | HANS UBBEN LOUIZASTRAAT 39, 2000 ANTWERPEN 1- |
11-06-2026 → present |
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 229 EUR awarded · 229 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 229 EUR | 229 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.320.071.932
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,435 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.