H.J.CONSTRUCT

Active

Private limited company (pre-2019)founded 2007active for 19 yearsBrabançonnelaan 28, 1000 Brussel, BelgiumKBO/BCE: BE 0890.238.680

Summary

The computed 12-month bankruptcy probability of H.J.CONSTRUCT is 1.6% (moderate). The 2024 annual accounts show equity of €664,693 and a net result of €11,678. Equity is growing by about 9.7% per year across the filed financial years. Its solvency ranks better than 95% of 3,535 sector peers (NACE 43, financial year 2024). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

H.J.CONSTRUCTActiveChecked score 55/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990

1 site

Size

€900,852turnover 2024

Equity: €664,693
Profit: €11,678

Financial health

55 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

2025 accounts not filed, 89 days past the deadline1 of 2 deeds summarised

Why 55raises risk1 financial year not filed after the legal deadline; last filed accounts filed 122 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 08-12-2025)lowers riskEquity €664,693 (94.6% of total assets)Founded in 2007Show the evidence

Checked score

Score 2024

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 49% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 94.6% of total assets

Liquidity 53-4

short-term debt 5.1% · cash 2.7%

Profitability 58-9

return on assets 1.7%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)

Last 24 months 11-2024: 4.2%highest value 12-2024: 1.1%▼ -3.1 percentage points vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%▼ -0.7 percentage points vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.9%▲ +0.2 percentage points vs 08-2025 10-2025: 1.2%▲ +0.3 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.5%▲ +0.3 percentage points vs 11-2025 01-2026: 0.9%▼ -0.6 percentage points vs 12-2025 02-2026: 1.0%▲ +0.1 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 0.9%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +0.4 percentage points vs 09-2026

Credit of up to €35,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 18.12, compared with 15.86 in 2023, above the usual 1.5; short-term debt: 5.1% and cash: 2.7% of total assets), and 5.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 49% on liquidity, 28% on profitability and 29% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 122 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 08-12-2025)

NBB · annual accounts

Equity €664,693 (94.6% of total assets)

NBB · annual accounts

Founded in 2007

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline28-10-2026 today

2024 accounts filed 122 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

122 days late

2023

92 days late

2022

92 days late

2021

31 days late

2020

31 days late

2019

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 72 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-11-2025 Annual accounts filedfinancial year 2024 · full…
31-10-2024 Annual accounts filedfinancial year 2023 · full…
31-10-2023 Annual accounts filedfinancial year 2022 · full…

Key points

Positive: Among the best 5% on solvencysector median 39.8% · 3,535 companies 94.6% View
Caution: 2025 accounts not fileddeadline was 31-07-2026 89 days past the deadline View
Positive: 7 profitable years in a rowprofit 2024: €11,678 7 years View
Caution: Turnover fell in 2024from €1.2m to €900,852 ▼ 26.3% View

By topic

Financials

Financial year: 2024
Turnover: €900,852
Profit: €11,678
Solvency: 94.6%

Turnover▼ 26.3%

Net result

20202024

Go to Financials

Timeline

Events: 23
Since: 2008

06-03-2023Registered office
31-08-2022Annual accounts filed
31-12-2021Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Other specialised construction activitiesNACE 43990
Founded: 21-06-2007
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about H.J.CONSTRUCT

What is the company number of H.J.CONSTRUCT?: 0890.238.680. In Belgium the VAT number is the company number with BE in front: BE 0890.238.680.
Where is H.J.CONSTRUCT based?: The registered office is at Brabançonnelaan 28, 1000 Brussel.Company details
What does H.J.CONSTRUCT do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of H.J.CONSTRUCT?: Private limited company (pre-2019) (BVBA).
When was H.J.CONSTRUCT founded?: On 21-06-2007.
Is H.J.CONSTRUCT still active?: Yes, H.J.CONSTRUCT is an active enterprise in the KBO register.
How many employees does H.J.CONSTRUCT have?: On average 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of H.J.CONSTRUCT?: €900,852 in financial year 2024, according to the filed annual accounts.
Is H.J.CONSTRUCT profitable?: In financial year 2024, H.J.CONSTRUCT made a profit of €11,678.
Where can I find the annual accounts of H.J.CONSTRUCT?: H.J.CONSTRUCT filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2024.