Financials
- Fiscal year
- 2024
- Total assets
- €54,080
- Profit
- €11,525
- Solvency
- 25.8%
H.HOUSE CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of H.HOUSE CONSTRUCTION is 5.7% (elevated). The 2024 annual accounts show equity of €13,960 and a net result of €11,525. Its solvency ranks better than 27% of 36364 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€54,080total assets 2024
- Equity
- €13,960
- Profit
- €11,525
Turnover not published (abridged schema)
Structure
Accounts filed 111 d late0 of 1 deed read
Why 37- Figures for FY 2024 (filed 19-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 111 days late; 1 of the last 3 late- Founded in 2023- Size: total assets €54,080Show the evidence
Checked score
Score 2024
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 45% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
51
equity 25.8% of total assets
Liquidity
38
short-term debt 74.2% · cash 22.3%
Profitability
95
return on assets 21.3%
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.9%lowest value
12-2024: 2.3%▲ +19.0% vs 11-2024
01-2025: 2.4%▲ +5.2% vs 12-2024
02-2025: 2.7%▲ +12.0% vs 01-2025
03-2025: 2.7%● 0.0% vs 02-2025
04-2025: 3.0%▲ +10.3% vs 03-2025
05-2025: 3.0%▲ +1.8% vs 04-2025
06-2025: 2.9%▼ -4.2% vs 05-2025
07-2025: 3.0%▲ +1.3% vs 06-2025
08-2025: 3.3%▲ +11.7% vs 07-2025
09-2025: 3.3%▲ +1.1% vs 08-2025
10-2025: 3.3%● 0.0% vs 09-2025
11-2025: 3.3%● 0.0% vs 10-2025
12-2025: 2.8%▼ -15.2% vs 11-2025
01-2026: 2.8%▼ -2.0% vs 12-2025
02-2026: 2.8%● 0.0% vs 01-2026
03-2026: 2.8%▲ +1.7% vs 02-2026
04-2026: 2.9%▲ +2.0% vs 03-2026
05-2026: 3.0%▲ +4.9% vs 04-2026
06-2026: 2.9%▼ -4.0% vs 05-2026
07-2026: 2.9%▲ +0.9% vs 06-2026
08-2026: 3.7%▲ +25.7% vs 07-2026
09-2026: 4.1%▲ +12.4% vs 08-2026
10-2026: 5.7%▲ +39.2% vs 09-2026highest value
- Figures for FY 2024 (filed 19-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 111 days late; 1 of the last 3 late raises the probability
- Founded in 2023 raises the probability for this profile
- Size: total assets €54,080 raises the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.2; short-term debt: 74.2% and cash: 22.3% of total assets), and 74.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 27%, liquidity 26%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-11-2025, 111 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
111 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 111 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
- 19-11-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 29-08-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.