H. HEYNEN
ActiveH. HEYNEN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €10k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency63▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.55 in 2024; short-term debt: 40.4% and cash: 7.9% of total assets), and 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
6.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
1 d early
2023
34 d early
2022
32 d early
2021
6 d early
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 3.8%
2024 · €53k
2018: €38k
2019: €44k
2020: €56k
2021: €55k
2022: €43k
2023: €44k
2024: €53k
2018 → 2025
Total assets
€147k▼ 5.6%
2024 · €156k
2018: €115k
2019: €106k
2020: €103k
2021: €195k
2022: €209k
2023: €187k
2024: €156k
2018 → 2025
Net result
€10k▲ 4.1%
2024 · €9k
2018: €2k
2019: €6k
2020: €11k
2021: €7k
2022: €-4k
2023: €1k
2024: €9k
2018 → 2025
Working capital
€-34k▼ 30.0%
2024 · €-26k
2018: €-33k
2019: €-26k
2020: €-8k
2021: €-25k
2022: €-43k
2023: €-39k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€43k▼ 22.6%€44k▲ 2.9%€53k▲ 21.0%€55k▲ 3.8%
Operating result€12k-€-558€5k€13k▲ 179%€15k▲ 14.5%
Net result€7k-€-4k€1k€9k▲ 659%€10k▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€122k▼ 1.6%
Current assets
€25k▼ 21.0%
Equity and liabilities €147k
Equity
€55k▲ 3.8%
Debt
€92k▼ 10.5%
The debt ratio falls from 65.9% to 62.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €35k
Cash flow
€32k▲
2024 · €31k
Solvency
37.5%▲
2024 · 34.1%
Current ratio
0.43▼
2024 · 0.55
Quick ratio
0.35▼
2024 · 0.47
Debt / equity
1.67▼
2024 · 1.93
ROE
17.4%▲
2024 · 17.4%
ROA
6.5%▲
2024 · 5.9%
Interest coverage
16.06▲
2024 · 11.48
Debt
€92k▼
2024 · €103k
Debt ≤ 1 year
€59k▲
2024 · €58k
Debt > 1 year
€33k▼
2024 · €43k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€147k▼
Fixed assets21/28€124k€122k▼
Tangible fixed assets22/27€124k€122k▼
Land and buildings22€70k€76k▲
Plant, machinery and equipment23€54k€45k▼
Furniture and vehicles24€217€113▼
Current assets29/58€32k€25k▼
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€372€786▲
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€14k€12k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€156k€147k▼
Equity10/15€53k€55k▲
Contributions10/11€19k€19k=
Reserves13€35k€37k▲
Distributable reserves133€35k€37k▲
Amounts payable17/49€103k€92k▼
Amounts payable after more than one year17€43k€33k▼
Financial debts170/4€43k€33k▼
Amounts payable within one year42/48€58k€59k▲
Current portion of amounts payable after more than one year42€20k€22k▲
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€22k€22k▲
Suppliers440/4€22k€22k▲
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€11k€9k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€110-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€37k€39k▲
Operating profit (loss)9901€13k€15k▲
Financial income75/76B€214€167▼
Recurring financial income75€214€167▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€9k€10k▲
Profit (loss) for the period to be appropriated9905€9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Profit (loss) brought forward from the previous period14P€-673-
Transfer from equity791/2-€8k
Transfer to equity691/2€9k€10k▲
To other reserves6921€9k€10k▲
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-4k ▼154%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €11k ▲87%
Operating result €16k, net result €11k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gestelsesteenweg 1872450 MeerhoutGround area
860 m²
Parcel 13462C0690/00D003, Flanders. Linked by address, not a title deed.
1 establishment unit
Het Smulhuis
since 20092.176.775.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13462C0690/00D003 | Flanders | 860 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 814 EUR awarded · 814 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 147 EUR | 147 EUR |
| 2022 | 1 | 315 EUR | 315 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyMeerhout2.176.775.416
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 8,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-03-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.