H&H TECH
ActiveThe computed 12-month bankruptcy probability of H&H TECH is 1.6% (moderate). The 2025 annual accounts show equity of €33k and a net result of €2k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 980 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-16
Solvency100▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 2.78 in 2024; short-term debt: 22.5% and cash: 84.9% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
4.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
25 d early
2023
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 6.7%
2024 · €31k
2023: €23k
2024: €31k
2023 → 2025
Total assets
€43k▼ 11.0%
2024 · €48k
2023: €34k
2024: €48k
2023 → 2025
Net result
€2k▼ 75.7%
2024 · €9k
2023: €21k
2024: €9k
2023 → 2025
Working capital
€33k▲ 8.2%
2024 · €30k
2023: €23k
2024: €30k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€31k▲ 38.1%€33k▲ 6.7%
Operating result€28k-€12k▼ 56.7%€3k▼ 73.7%
Net result€21k-€9k▼ 58.2%€2k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€441▼ 48.0%
Current assets
€43k▼ 10.3%
Equity and liabilities €43k
Equity
€33k▲ 6.7%
Debt
€10k▼ 43.4%
The debt ratio falls from 35.3% to 22.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €13k
Cash flow
€3k▼
2024 · €9k
Solvency
77.5%▲
2024 · 64.7%
Current ratio
4.40▲
2024 · 2.78
Quick ratio
4.40▲
2024 · 2.78
Debt / equity
0.29▼
2024 · 0.55
ROE
6.3%▼
2024 · 27.6%
ROA
4.9%▼
2024 · 17.8%
Interest coverage
14.14▼
2024 · 288.48
Debt
€10k▼
2024 · €17k
Debt ≤ 1 year
€10k▼
2024 · €17k
Income taxes
€993▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€43k▼
Fixed assets21/28€849€441▼
Tangible fixed assets22/27€849€441▼
Plant, machinery and equipment23€849€441▼
Current assets29/58€48k€43k▼
Amounts receivable within one year40/41€9k€3k▼
Trade receivables40€6k-
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€35k€37k▲
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€48k€43k▼
Equity10/15€31k€33k▲
Contributions10/11€2k€2k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€5k€7k▲
Amounts payable17/49€17k€10k▼
Amounts payable within one year42/48€17k€10k▼
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€373€407▲
Other operating charges640/8€141€144▲
Gross operating margin9900€13k€4k▼
Operating profit (loss)9901€12k€3k▼
Financial income75/76B-€153
Recurring financial income75-€153
Financial charges65/66B€44€255▲
Recurring financial charges65€44€255▲
Profit (loss) for the period before taxes9903€12k€3k▼
Income taxes67/77€3k€993▼
Profit (loss) for the period9904€9k€2k▼
Profit (loss) for the period to be appropriated9905€9k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€7k▼
Profit (loss) brought forward from the previous period14P€5k€5k▲
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼75.7%
Net result drops to €2k, the lowest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roskotstraat 209240 ZeleGround area
110 m²
Building footprint
52 m²
Volume, LiDAR
336 m³
Parcel 42402F0813/00F000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H&H TECH
since 20222.336.782.458
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42402F0813/00F000 | Flanders | 110 m² | 1 · 52 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TMC Qonnected
BE 0795.344.867
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RENOVECO AMC
BE 0802.582.750
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ES-EM NET GROUP
BE 1005.752.913
Machelen (Brab.) · Eq €33k
WIFI-X
BE 1018.562.356
Gent · Eq €33k
MEDUSA ENGINEERING
BE 0799.910.104
Beringen · Eq €34k
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 659 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2022
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.