H.D. GARDEN
ActiveSummary
The computed 12-month bankruptcy probability of H.D. GARDEN is 3.7% (moderate). The 2025 annual accounts show equity of €50k and a net result of €33k. Equity is growing by ~138.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 1202 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency83▲+37
Growth78▲+3
Track record82
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 0.8 in 2024; short-term debt: 41.5% and cash: 31% of total assets), and 41.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
38.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
17 d late
2023
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€50k▲ 188%
2024 · €17k
2023: €2k
2024: €17k
2023 → 2025
Total assets
€85k▲ 4.0%
2024 · €82k
2023: €2k
2024: €82k
2023 → 2025
Net result
€33k▲ 113%
2024 · €15k
2024: €15k
2024 → 2025
Working capital
€27k
2024 · €-13k
2024: €-13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€17k▲ 766%€50k▲ 188%
Operating result€20k€45k▲ 126%
Net result€15k€33k▲ 113%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 126% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€23k ▼ 25.0%
Current assets
€63k ▲ 20.9%
Equity and liabilities €85k
Equity
€50k ▲ 188%
Debt
€36k ▼ 45.3%
Debt's share of the balance-sheet total falls from 78.9% to 41.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €27k
Cash flow
€40k▲
2024 · €23k
Current ratio
1.76▲
2024 · 0.80
Debt to equity
0.71▼
2024 · 3.75
ROE
65.3%▼
2024 · 88.5%
ROA
38.2%▲
2024 · 18.6%
Interest coverage
252.51▼
2024 · 2742797.00
Debt ≤ 1 year
€36k▼
2024 · €65k
Income taxes
€12k▲
2024 · €5k
Staff costs
€14k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€82k€85k▲
Fixed assets21/28€30k€23k▼
Tangible fixed assets22/27€30k€23k▼
Furniture and vehicles24€30k€23k▼
Current assets29/58€52k€63k▲
Amounts receivable within one year40/41€3k€36k▲
Trade receivables40€3k€28k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€49k€27k▼
Equity and liabilities
Total equity and liabilities10/49€82k€85k▲
Equity10/15€17k€50k▲
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€15k€48k▲
Amounts payable17/49€65k€36k▼
Amounts payable within one year42/48€65k€36k▼
Trade debts44€5k€16k▲
Suppliers440/4€5k€16k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€915€1k▲
Other amounts payable47/48€49k€4k▼
Accrued charges and deferred income492/3€82-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€5k▲
Gross operating margin9900€32k€71k▲
Operating profit (loss)9901€20k€45k▲
Financial charges65/66B€0€208▲
Recurring financial charges65€0€208▲
Profit (loss) for the period before taxes9903€20k€45k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€15k€33k▲
Profit (loss) for the period to be appropriated9905€15k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€48k▲
Profit (loss) brought forward from the previous period14P-€15k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.76
Current ratio from 0.80 to 1.76; short-term debt falls from €65k to €36k.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins van Luiklaan 1841070 AnderlechtGround area
267 m²
Building footprint
97 m²
Volume, LiDAR
1,113 m³
Parcel 21302A0097/00D005, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
H.D. Garden
since 20232.355.091.803
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0097/00D005 | Brussels | 267 m² | 1 · 97 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0525.915.093
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Desmedt Putboringen
BE 0787.367.509
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DAG3
BE 0791.808.129
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HadHof Services
BE 0686.616.775
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JDS Tuinen
BE 1003.477.668
Sint-Lievens-Houtem · Eq €50,041
Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@hdgarden.be
Phone:+32473669064