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H-CREATIVE

Inactive
KBO/BCE: BE 0695.826.728

H-CREATIVE was declared bankrupt on 14-05-2024 (Ondernemingsrechtbank Brussel); the bankruptcy was closed by liquidation by judgment of 27-05-2025, published in the Belgian State Gazette on 03-06-2025.

Summary

Inactive; last annual accounts for fiscal year 2022.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Belgian State Gazette
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
70 d late
2021
75 d late
2020
20 d late
2019
20 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2022, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€246k▲ 996%
2021 · €22k
2018: €8k 2019: €8k 2020: €-30k 2021: €22k
2018 → 2022
Working capital
€-82k▼ 108%
2021 · €-39k
2018: €-55k 2019: €-93k 2020: €-67k 2021: €-39k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20182019202020212022Trend
Equity€8k-€15k▲ 105%€-15k€8k€254k▲ 3,185%
Operating result€11k-€15k▲ 34.2%€-26k€26k€304k▲ 1,074%
Net result€8k-€8k▼ 5.3%€-30k€22k€246k▲ 996%
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2018: €11k€11kNet result 2018: €8k€8kOperating result 2019: €15k€15kNet result 2019: €8k€8kOperating result 2020: €-26k€-26kNet result 2020: €-30k€-30kOperating result 2021: €26k€26kNet result 2021: €22k€22kOperating result 2022: €304k€304kNet result 2022: €246k€246k20182019202020212022€-100k€0€100k€200k€300kOperating result 2020: €-26k€-26kNet result 2020: €-30k€-30kOperating result 2021: €26k€26kNet result 2021: €22k€22kOperating result 2022: €304k€304kNet result 2022: €246k€246k202020212022
After the dip in 2020 the operating result has climbed two years in a row; 2022 is 1,074% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €503k
Fixed assets €404k ▲ 197%
Current assets €98k ▲ 16.5%
Equity and liabilities €503k
Equity €254k ▲ 3,185%
Debt €249k ▲ 16.9%
Debt's share of the balance-sheet total falls from 96.5% to 49.5%. Equity and debt are higher.
Key figures and ratios
2022 value · change against 2021
EBITDA
€338k
2021 · €54k
Cash flow
€281k
2021 · €51k
Current ratio
0.55
2021 · 0.68
Quick ratio
0.32
2021 · 0.46
Debt to equity
0.98
2021 · 27.58
ROE
97.0%
2021 · 290.7%
ROA
48.9%
2021 · 10.2%
Interest coverage
64.12
2021 · 15.35
Debt ≤ 1 year
€181k
2021 · €124k
Debt > 1 year
€69k
2021 · €89k
Income taxes
€52k
Staff costs
€431k
2021 · €307k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 52 lines
Balance sheet Code20212022
Assets
Total assets20/58€221k€503k
Formation expenses20€320€80
Fixed assets21/28€136k€404k
Intangible fixed assets21€45k€36k
Tangible fixed assets22/27€91k€369k
Plant, machinery and equipment23-€7k
Furniture and vehicles24€15k€41k
Other tangible fixed assets26€76k€321k
Current assets29/58€84k€98k
Stocks and contracts in progress3€27k€40k
Stocks30/36€27k€40k
Amounts receivable within one year40/41€49k€32k
Trade receivables40€44k€8k
Other amounts receivable41€4k€23k
Cash at bank and in hand54/58€5k€25k
Deferred charges and accrued income490/1€4k€2k
Equity and liabilities
Total equity and liabilities10/49€221k€503k
Equity10/15€8k€254k
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€223€246k
Amounts payable17/49€213k€249k
Amounts payable after more than one year17€89k€69k
Financial debts170/4€89k€69k
Amounts payable within one year42/48€124k€181k
Current portion of amounts payable after more than one year42€20k€21k
Financial debts43€722€785
Credit institutions430/8€722€785
Trade debts44€52k€64k
Suppliers440/4€52k€64k
Taxes, remuneration and social security45€51k€95k
Taxes450/3€40k€83k
Remuneration and social security454/9€11k€12k
Income statement Code20212022
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€307k€431k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€35k
Other operating charges640/8€371€3k
Non-recurring operating charges66A-€38k
Gross operating margin9900€362k€810k
Operating profit (loss)9901€26k€304k
Financial income75/76B€128€190
Recurring financial income75€128€190
Financial charges65/66B€4k€5k
Recurring financial charges65€4k€5k
Profit (loss) for the period before taxes9903€22k€299k
Income taxes67/77-€52k
Profit (loss) for the period9904€22k€246k
Profit (loss) for the period to be appropriated9905€22k€246k
Appropriation of the result
Profit (loss) to be appropriated9906€223€246k
Profit (loss) brought forward from the previous period14P€-22k€223

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
03-06
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Brussel · H-CREATIVE BV LOUIZALAAN 264, 1050 ELSENE · event 27-05-2025
2024
21-05
Bankruptcy Opening
Ondernemingsrechtbank Brussel · H-CREATIVE BV LOUIZA- LAAN 264, 1050 ELSENE · event 14-05-2024
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial Highest result since 2018net €246k ▲996%
Operating result €304k, net result €246k, both a record.
31-12
Financial Equity above €200kEq €254k ▲3185%
2 profitable years in a row build equity to €254k.
14-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
31-12
Financial Weakest financial yearnet €-30k ▼483%
Net result drops to €-30k, the lowest in the series.
20-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Insolvency mandates

1 mandate
Role Name Tenure
Curator Ilse VAN DE MIEROP
WOLSTRAAT 68-70, 1000 BRUSSEL 1
14-05-202427-05-2025