H-CONSULT
ActiveH-CONSULT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €574k and a net result of €39k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 88% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+47
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 9.95 against 8.88 in 2024; short-term debt: 10% and cash: 56.8% of total assets), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
59 d late
2021
30 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€574k▲ 7.3%
2024 · €535k
2018: €452k
2019: €540k
2020: €622k
2021: €623k
2022: €638k
2023: €656k
2024: €535k
2018 → 2025
Total assets
€637k▲ 5.9%
2024 · €602k
2018: €574k
2019: €634k
2020: €807k
2021: €787k
2022: €793k
2023: €752k
2024: €602k
2018 → 2025
Net result
€39k
2024 · €-121k
2018: €120k
2019: €88k
2020: €82k
2021: €2k
2022: €14k
2023: €18k
2024: €-121k
2018 → 2025
Working capital
€569k▲ 7.8%
2024 · €528k
2018: €357k
2019: €469k
2020: €572k
2021: €591k
2022: €624k
2023: €646k
2024: €528k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€623k-€638k▲ 2.3%€656k▲ 2.9%€535k▼ 18.5%€574k▲ 7.3%
Operating result€23k-€31k▲ 36.6%€35k▲ 11.2%€-116k€11k
Net result€2k-€14k▲ 707%€18k▲ 26.7%€-121k€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €116k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€5k▼ 30.8%
Current assets
€633k▲ 6.3%
Equity and liabilities €637k
Equity
€574k▲ 7.3%
Debt
€64k▼ 5.2%
The debt ratio falls from 11.1% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €-113k
Cash flow
€41k▲
2024 · €-118k
Solvency
90.0%▲
2024 · 88.9%
Current ratio
9.95▲
2024 · 8.88
Quick ratio
9.95▲
2024 · 8.88
Debt / equity
0.11▼
2024 · 0.13
ROE
6.8%▲
2024 · -22.7%
ROA
6.1%▲
2024 · -20.2%
Interest coverage
2.47▲
2024 · -20.69
Debt
€64k▼
2024 · €67k
Debt ≤ 1 year
€64k▼
2024 · €67k
Income taxes
€536▲
2024 · €445
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€602k€637k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€66€0▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€595k€633k▲
Amounts receivable within one year40/41€79k€116k▲
Trade receivables40€49k€84k▲
Other amounts receivable41€30k€32k▲
Current investments50/53-€154k
Cash at bank and in hand54/58€515k€362k▼
Deferred charges and accrued income490/1€876€811▼
Equity and liabilities
Total equity and liabilities10/49€602k€637k▲
Equity10/15€535k€574k▲
Contributions10/11€186k€186k=
Reserves13€470k€470k=
Non-distributable reserves130/1€11k€11k=
Reserves not available under the articles1311€11k€11k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€455k€455k=
Profit (loss) carried forward14€-121k€-82k▲
Amounts payable17/49€67k€64k▼
Amounts payable within one year42/48€67k€64k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€64k€52k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€73k€0▼
Other operating charges640/8€1k€750▼
Gross operating margin9900€-40k€14k▲
Operating profit (loss)9901€-116k€11k▲
Financial income75/76B€850€34k▲
Recurring financial income75€850€34k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-121k€40k▲
Income taxes67/77€445€536▲
Profit (loss) for the period9904€-121k€39k▲
Profit (loss) for the period to be appropriated9905€-121k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-121k€-82k▲
Profit (loss) brought forward from the previous period14P-€-121k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-121k ▼766%
Net result drops to €-121k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-12
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Capital · Frederic CONVENT
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Equity above €500kEq €540k ▲19.5%
2 profitable years in a row build equity to €540k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bastelare 1149080 LochristiGround area
1,735 m²
Building footprint
314 m²
Volume, LiDAR
1,217 m³
Parcel 44077B0893/00G000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bastelare 114, 9080 Lochristi
since 19992.091.215.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44077B0893/00G000 | Flanders | 1,735 m² | 1 · 314 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OB-V-US
BE 0634.925.673
Ranst · Eq €574k
RB TECHNOLOGIES
BE 0478.233.853
Schaarbeek · Eq €574k
EXPERT-IT
BE 0475.908.130
Ottignies-Louvain-la-Neuve · Eq €573k
DUALOOP
BE 0773.979.430
Elsene · Eq €574k
IDERYS
BE 0832.295.236
Mons · Eq €573k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 11,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-1998
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.