H-CARMOTION
ActiveH-CARMOTION has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €70k. Equity is growing by ~49.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+3
Solvency77▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.94 in 2024; short-term debt: 47.7% and cash: 35.1% of total assets), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.3%
Return on assets
18.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
13 d late
2023
9 d late
2022
29 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€200k▲ 54.1%
2024 · €130k
2021: €18k
2022: €72k
2023: €94k
2024: €130k
2021 → 2025
Total assets
€382k▲ 31.8%
2024 · €290k
2021: €54k
2022: €248k
2023: €349k
2024: €290k
2021 → 2025
Net result
€70k▲ 96.7%
2024 · €36k
2021: €17k
2022: €54k
2023: €22k
2024: €36k
2021 → 2025
Working capital
€192k▲ 45.6%
2024 · €132k
2021: €37k
2022: €89k
2023: €106k
2024: €132k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€72k▲ 301%€94k▲ 30.6%€130k▲ 38.0%€200k▲ 54.1%
Operating result€23k-€73k▲ 217%€31k▼ 56.7%€50k▲ 60.1%€117k▲ 133%
Net result€17k-€54k▲ 219%€22k▼ 59.3%€36k▲ 62.1%€70k▲ 96.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€7k▼ 57.5%
Current assets
€375k▲ 37.5%
Equity and liabilities €382k
Equity
€200k▲ 54.1%
Debt
€182k▲ 13.7%
The debt ratio falls from 55.3% to 47.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€119k▲
2024 · €52k
Cash flow
€72k▲
2024 · €37k
Solvency
52.3%▲
2024 · 44.7%
Current ratio
2.05▲
2024 · 1.94
Quick ratio
1.01▲
2024 · 0.66
Debt / equity
0.91▼
2024 · 1.24
ROE
35.1%▲
2024 · 27.5%
ROA
18.4%▲
2024 · 12.3%
Interest coverage
5.48▼
2024 · 37.19
Debt
€182k▲
2024 · €160k
Debt ≤ 1 year
€182k▲
2024 · €140k
Income taxes
€25k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€290k€382k▲
Fixed assets21/28€18k€7k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€808€585▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€11k€3k▼
Current assets29/58€273k€375k▲
Stocks and contracts in progress3€180k€190k▲
Stocks30/36€180k€190k▲
Amounts receivable within one year40/41€40k€50k▲
Trade receivables40€14k€36k▲
Other amounts receivable41€26k€15k▼
Cash at bank and in hand54/58€53k€134k▲
Equity and liabilities
Total equity and liabilities10/49€290k€382k▲
Equity10/15€130k€200k▲
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Reserves13€129k€199k▲
Distributable reserves133€129k€199k▲
Amounts payable17/49€160k€182k▲
Amounts payable after more than one year17€20k-
Financial debts170/4€20k-
Amounts payable within one year42/48€140k€182k▲
Financial debts43€112k€125k▲
Credit institutions430/8€112k€125k▲
Trade debts44€14k-
Suppliers440/4€14k-
Advances received on contracts in progress46-€17k
Taxes, remuneration and social security45€14k€34k▲
Taxes450/3€14k€34k▲
Other amounts payable47/48€596€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€55k€122k▲
Operating profit (loss)9901€50k€117k▲
Financial charges65/66B€1k€22k▲
Recurring financial charges65€1k€22k▲
Profit (loss) for the period before taxes9903€49k€95k▲
Income taxes67/77€13k€25k▲
Profit (loss) for the period9904€36k€70k▲
Profit (loss) for the period to be appropriated9905€36k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€70k▲
Transfer to equity691/2€36k€70k▲
To other reserves6921€36k€70k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €70k ▲96.7%
Operating result €117k, net result €70k, both a record.
31-12
Financial
Equity above €150kEq €200k ▲54.1%
5 profitable years in a row build equity to €200k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Equity above €100kEq €130k ▲38%
4 profitable years in a row build equity to €130k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lokerse Baan 249111 Sint-NiklaasGround area
816 m²
Building footprint
147 m²
Volume, LiDAR
846 m³
Parcel 46002C1110/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H-CARMOTION
since 20202.309.537.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C1110/00C000 | Flanders | 816 m² | 1 · 147 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SEPULCHRE VERVIERS
BE 0700.839.549
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PROFCLEAN EUROPE
BE 0454.737.384
Maaseik · Eq €200k
E-Supplier
BE 0777.951.975
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ALPHA CARS
BE 0721.761.459
Ans · Eq €202k
EXCELLIUM CARS
BE 0877.457.545
Châtelet · Eq €197k
Of 2,131 companies in sector 46711 we hold annual accounts for 1,126. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2020
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:handiriy@gmail.com
Phone:0484113419