H.C.T.
ActiveH.C.T. has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €56k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 55% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+14
Solvency74▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.15 in 2024; short-term debt: 32.5% and cash: 17.1% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.2%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
50 d early
2023
34 d early
2022
76 d early
2021
47 d early
2020
66 d early
2019
87 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.26M▲ 4.6%
2024 · €1.21M
2018: €1.13M
2019: €1.13M
2020: €1.13M
2021: €1.13M
2022: €1.13M
2023: €1.19M
2024: €1.21M
2018 → 2025
Total assets
€2.57M▼ 2.4%
2024 · €2.63M
2018: €2.75M
2019: €2.63M
2020: €2.59M
2021: €2.54M
2022: €2.20M
2023: €2.55M
2024: €2.63M
2018 → 2025
Net result
€56k▲ 242%
2024 · €16k
2018: €53k
2019: €43k
2020: €128k
2021: €107k
2022: €570
2023: €65k
2024: €16k
2018 → 2025
Working capital
€1.11M▲ 5.8%
2024 · €1.05M
2018: €1.01M
2019: €1.03M
2020: €1.10M
2021: €986k
2022: €966k
2023: €1.03M
2024: €1.05M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.13M-€1.13M▲ 0.1%€1.19M▲ 5.8%€1.21M▲ 1.4%€1.26M▲ 4.6%
Operating result€152k-€-11k€98k€10k▼ 89.8%€49k▲ 387%
Net result€107k-€570▼ 99.5%€65k▲ 11,314%€16k▼ 74.9%€56k▲ 242%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 387% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.57M
Fixed assets
€621k▼ 6.2%
Current assets
€1.95M▼ 1.2%
Equity and liabilities €2.57M
Equity
€1.26M▲ 4.6%
Debt
€1.30M▼ 8.4%
The debt ratio falls from 54.1% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▲
2024 · €65k
Cash flow
€123k▲
2024 · €71k
Solvency
49.2%▲
2024 · 45.9%
Current ratio
2.33▲
2024 · 2.15
Quick ratio
1.49▲
2024 · 1.31
Debt / equity
1.03▼
2024 · 1.18
ROE
4.4%▲
2024 · 1.4%
ROA
2.2%▲
2024 · 0.6%
Interest coverage
2.94▲
2024 · 1.55
Debt
€1.30M▼
2024 · €1.42M
Debt ≤ 1 year
€834k▼
2024 · €918k
Debt > 1 year
€338k▼
2024 · €411k
Income taxes
€43k▲
2024 · €28k
Staff costs
€1.21M▲
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.63M€2.57M▼
Fixed assets21/28€662k€621k▼
Tangible fixed assets22/27€635k€594k▼
Land and buildings22€621k€579k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€8k€14k▲
Financial fixed assets28€26k€26k▲
Current assets29/58€1.97M€1.95M▼
Stocks and contracts in progress3€763k€703k▼
Stocks30/36€763k€703k▼
Amounts receivable within one year40/41€744k€792k▲
Trade receivables40€732k€778k▲
Other amounts receivable41€12k€14k▲
Cash at bank and in hand54/58€450k€440k▼
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€2.63M€2.57M▼
Equity10/15€1.21M€1.26M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.15M€1.20M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.14M€1.20M▲
Amounts payable17/49€1.42M€1.30M▼
Amounts payable after more than one year17€411k€338k▼
Financial debts170/4€411k€338k▼
Amounts payable within one year42/48€918k€834k▼
Current portion of amounts payable after more than one year42€72k€73k▲
Financial debts43€150k€0▼
Credit institutions430/8€150k€0▼
Trade debts44€497k€497k=
Suppliers440/4€497k€497k=
Advances received on contracts in progress46-€23k
Taxes, remuneration and social security45€198k€240k▲
Taxes450/3€47k€48k▲
Remuneration and social security454/9€151k€192k▲
Accrued charges and deferred income492/3€94k€132k▲
Income statement
Code20242025
Non-recurring operating income76A€15k€3k▼
Remuneration, social security and pensions62€1.06M€1.21M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€67k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€9k▲
Other operating charges640/8€35k€28k▼
Gross operating margin9900€1.15M€1.36M▲
Operating profit (loss)9901€10k€49k▲
Financial income75/76B€76k€89k▲
Recurring financial income75€76k€89k▲
Financial charges65/66B€42k€39k▼
Recurring financial charges65€42k€39k▼
Profit (loss) for the period before taxes9903€44k€99k▲
Income taxes67/77€28k€43k▲
Profit (loss) for the period9904€16k€56k▲
Profit (loss) for the period to be appropriated9905€16k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€56k▲
Transfer to equity691/2€16k€56k▲
To other reserves6921€16k€56k▲
Social balance
Average headcount (FTE)90879.610.1▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €570 ▼99.5%
Net result drops to €570, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €128k ▲197%
Operating result €205k, net result €128k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 249800 DeinzeGround area
1,231 m²
Building footprint
525 m²
Volume, LiDAR
3,201 m³
Parcel 44054A0081/00H002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H.C.T. NV
since 19812.018.427.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0081/00H002 | Flanders | 1,231 m² | 1 · 525 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 26,159 EUR awarded · 21,159 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 10,000 EUR | 5,000 EUR |
| 2024 | 1 | 0 EUR | 2,500 EUR |
| 2023 | 1 | 6,159 EUR | 3,659 EUR |
| 2022 | 1 | 10,000 EUR | 10,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 1,747 companies in sector 46720 we hold annual accounts for 1,083. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-1981
Fiscal year end31-12
Activities, NACEBEL
45310
46649Wholesale of other machinery and equipment
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.