Skip to content

H.C.A. Ad Rem

Active
Private limited companyfounded 2017active for 8 yearsGeelsebaan 70, 2460 Kasterlee, BelgiumKBO/BCE: BE 0683.982.335

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of H.C.A. Ad Rem is 2.0% (moderate). The 2025 annual accounts show negative equity (-€159,547) and a net result of -€3,485. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 8% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 06-11-2017 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.269.785.251 2460 Kasterlee, since 06-11-2017
Financial year end
31 December
Peppol
Reachable since 20-05-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€135,482
▼ 48.0%
Turnover
≈ €390,000
estimated
Loss
€3,485
▼ 92.3%
Equity
-€159,547
▼ 2.2%
Total assets
€99,719
▼ 28.7%
Staff
2.9 FTE
▼ 44.2%
Filed on 18-03-2026, 135 days before the deadlinePDF
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Negative equity -€159,547Loss of €3,485, the second in a row (financial year 2025)lowers riskSize: total assets €99,719Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -160.0% of total assets
Liquidity 15-5
short-term debt 222.5% · cash 12.4%
Profitability 48+48
return on assets -3.5%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 12-2024: 5.0% 01-2025: 5.0%● unchanged vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 4.9%▼ -0.1 percentage points vs 02-2025 04-2025: 4.9%● unchanged vs 03-2025 05-2025: 5.2%▲ +0.3 percentage points vs 04-2025 06-2025: 5.1%▼ -0.1 percentage points vs 05-2025 07-2025: 5.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 5.0%▼ -0.2 percentage points vs 07-2025 09-2025: 3.2%▼ -1.8 percentage points vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 2.9%▼ -0.3 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.7%▼ -0.2 percentage points vs 02-2026 04-2026: 2.1%▼ -0.6 percentage points vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.0%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 2.0%● unchanged vs 08-2026lowest value 10-2026: 2.0%● unchanged vs 09-2026lowest value 11-2026: 2.0%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.16 (0.47 in 2024), below 1. Short-term debt is 222.5% and cash 12.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 13% on liquidity, 35% on profitability and 38% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Negative equity -€159,547
NBB · annual accounts
lowers risk · Size: total assets €99,719
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €3,485, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€159,547
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
135 days early
2024
20 days early
2023
on the day
2022
11 days early
2021
11 days early
2020
1 day early
2019
137 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€159,547 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€3,485 View
  • Caution: Less equity than 95% of companies in food and beverage servicesector median €28,733 · 16,992 companies -€159,547 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as H.C.A. Ad Rem: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €86,900 and €107,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
H.C.A. Ad Rem Kasterlee€99,719€135,482
Oliva Trattoria Aartselaar€92,272€133,919
Borsalino Boom Boom€86,932€135,058
Foodbar Mouline Antwerpen€100,471€146,131
AKI Heist-op-den-Berg€95,630€139,901
TERCERA Heist-op-den-Berg€101,876€158,322
't Klaverhofke Turnhout€107,307€152,358
Full comparison

Documents

Key facts about H.C.A. Ad Rem

What is the company number of H.C.A. Ad Rem?
The company number of H.C.A. Ad Rem is 0683.982.335. The VAT number is the same number with BE in front: BE 0683.982.335.
Where is H.C.A. Ad Rem based?
The registered office is at Geelsebaan 70, 2460 Kasterlee.Company details
What does H.C.A. Ad Rem do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of H.C.A. Ad Rem?
The legal form of H.C.A. Ad Rem is Private limited company (BV).
When was H.C.A. Ad Rem founded?
H.C.A. Ad Rem was founded on 06-11-2017.
Is H.C.A. Ad Rem still active?
Yes, H.C.A. Ad Rem is an active enterprise in the KBO register.
How many employees does H.C.A. Ad Rem have?
H.C.A. Ad Rem had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of H.C.A. Ad Rem?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €135,482 and 86 comparable companies (NACE 56111). It probably lies between €330,000 and €480,000.
Is H.C.A. Ad Rem profitable?
In financial year 2025, H.C.A. Ad Rem made a loss of €3,485.
Where can I find the annual accounts of H.C.A. Ad Rem?
H.C.A. Ad Rem filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of H.C.A. Ad Rem due?
H.C.A. Ad Rem must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.