Skip to content

H AUB

Active
Private limited companyfounded 20224 yrs activeRue d'Abhooz 31, 4040 Herstal, BelgiumKBO/BCE: BE 0788.415.802
Summary

The computed 12-month bankruptcy probability of H AUB is 3.3% (moderate). The 2025 annual accounts show negative equity (-€7,956) and a net result of €4,209. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability36▲+4
Solvency23=
Growth58=
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 36.7% and cash: 0.3% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.6%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
18 d early
2024
20 d early
2023
65 d early
2022
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

H AUB was incorporated on 8 July 2022 as a Private limited company.1 Total assets rose from EUR 50,212 in 2022 to EUR 495,516 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,209
2024 · -€1,497
Working capital
-€178,556▼ 1.4%
2024 · -€176,060
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€3,964-€4,809€20,124▲ 318%€25,560▲ 27.0%
Net result-€4,153--€16,516▼ 298%-€1,497▲ 90.9%€4,209
Equity€5,847--€10,669-€12,166▼ 14.0%-€7,956▲ 34.6%
Total assets€50,212-€504,907▲ 906%€510,553▲ 1.1%€495,516▼ 2.9%
Debt€44,365-€515,575▲ 1,062%€522,718▲ 1.4%€503,473▼ 3.7%
Working capital€5,847--€148,996-€176,060▼ 18.2%-€178,556▼ 1.4%
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000Operating result 2022: -€3,964-€3,964Net result 2022: -€4,153-€4,153Operating result 2023: €4,809€4,809Net result 2023: -€16,516-€16,516Operating result 2024: €20,124€20,124Net result 2024: -€1,497-€1,497Operating result 2025: €25,560€25,560Net result 2025: €4,209€4,2092022202320242025-€20,000€0€20,000Operating result 2023: €4,809€4,810Net result 2023: -€16,516-€16,500Operating result 2024: €20,124€20,100Net result 2024: -€1,497-€1,500Operating result 2025: €25,560€25,600Net result 2025: €4,209€4,210202320242025
The operating result has risen three years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495,516
Fixed assets €492,397 ▼ 3.0%
Current assets €3,119 ▼ 0.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,569▲
2024 · €34,599
Cash flow
€19,218▲
2024 · €12,978
Solvency
-1.6%▲
2024 · -2.4%
Current ratio
0.02▼
2024 · 0.02
Debt to equity
-63.28▼
2024 · -42.97
ROA
0.8%▲
2024 · -0.3%
Interest coverage
1.90▲
2024 · 1.60
Debt ≤ 1 year
€181,675▲
2024 · €179,207
Debt > 1 year
€321,798▼
2024 · €343,511
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 263 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 263 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€510,553€495,516▼
Fixed assets21/28€507,405€492,397▼
Tangible fixed assets22/27€507,405€492,397▼
Land and buildings22€465,512€453,473▼
Plant, machinery and equipment23€41,894€38,924▼
Current assets29/58€3,147€3,119▼
Cash at bank and in hand54/58€1,577€1,549▼
Deferred charges and accrued income490/1€1,570€1,570=
Equity and liabilities
Total equity and liabilities10/49€510,553€495,516▼
Equity10/15-€12,166-€7,956▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€22,166-€17,956▲
Amounts payable17/49€522,718€503,473▼
Amounts payable after more than one year17€343,511€321,798▼
Financial debts170/4€343,511€321,798▼
Amounts payable within one year42/48€179,207€181,675▲
Current portion of amounts payable after more than one year42€20,761€21,713▲
Trade debts44-€506
Suppliers440/4-€506
Other amounts payable47/48€158,446€159,455▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,475€15,008▲
Other operating charges640/8€1,218€1,257▲
Gross operating margin9900€35,817€41,825▲
Operating profit (loss)9901€20,124€25,560▲
Financial charges65/66B€21,621€21,351▼
Recurring financial charges65€21,621€21,351▼
Profit (loss) for the period before taxes9903-€1,497€4,209▲
Profit (loss) for the period9904-€1,497€4,209▲
Profit (loss) for the period to be appropriated9905-€1,497€4,209▲
Appropriation of the result
Profit (loss) to be appropriated9906-€22,166-€17,956▲
Profit (loss) brought forward from the previous period14P-€20,669-€22,166▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Goods, raw materials, services and sundry goods60/61€3,788----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€24,318€14,475€15,008▲ 3.7%
Other operating charges640/8€175€1,762€1,218€1,257▲ 3.1%
Gross operating margin9900-€3,788€30,890€35,817€41,825▲ 16.8%
Operating profit (loss)9901-€3,964€4,809€20,124€25,560▲ 27.0%
Financial charges65/66B€189€21,325€21,621€21,351▼ 1.2%
Recurring financial charges65€189€21,325€21,621€21,351▼ 1.2%
Profit (loss) for the period before taxes9903-€4,153-€16,516-€1,497€4,209▲ 381%
Profit (loss) for the period9904-€4,153-€16,516-€1,497€4,209▲ 381%
Profit (loss) for the period to be appropriated9905-€4,153-€16,516-€1,497€4,209▲ 381%
Line2022202320242025Change
Assets
Total assets20/58€50,212€504,907€510,553€495,516▼ 2.9%
Fixed assets21/28-€502,600€507,405€492,397▼ 3.0%
Tangible fixed assets22/27-€502,600€507,405€492,397▼ 3.0%
Land and buildings22-€477,550€465,512€453,473▼ 2.6%
Plant, machinery and equipment23-€25,050€41,894€38,924▼ 7.1%
Current assets29/58€50,212€2,306€3,147€3,119▼ 0.9%
Amounts receivable within one year40/41€44,175----
Trade receivables40€44,175----
Cash at bank and in hand54/58€4,584€792€1,577€1,549▼ 1.8%
Deferred charges and accrued income490/1€1,452€1,514€1,570€1,570=
Equity and liabilities
Total equity and liabilities10/49€50,212€504,907€510,553€495,516▼ 2.9%
Equity10/15€5,847-€10,669-€12,166-€7,956▲ 34.6%
Contributions10/11€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€4,153-€20,669-€22,166-€17,956▲ 19.0%
Amounts payable17/49€44,365€515,575€522,718€503,473▼ 3.7%
Amounts payable after more than one year17-€364,273€343,511€321,798▼ 6.3%
Financial debts170/4-€364,273€343,511€321,798▼ 6.3%
Amounts payable within one year42/48€44,365€151,303€179,207€181,675▲ 1.4%
Current portion of amounts payable after more than one year42-€19,851€20,761€21,713▲ 4.6%
Trade debts44€175--€506-
Suppliers440/4€175--€506-
Other amounts payable47/48€44,189€131,451€158,446€159,455▲ 0.6%
Line2022202320242025Change
Profit (loss) for the period9904-€4,153-€16,516-€1,497€4,209▲ 381%
+ Depreciation and write-downs630-€24,318€14,475€15,008▲ 3.7%
Operating cash flow (approximation)-€4,153€7,803€12,978€19,218▲ 48.1%
Investment in fixed assets (approximation)---€19,280€0▲ 100%
Change in cash--€3,792€785-€28▼ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €4,209
Net result €4,209 after 3 loss-making years.
11-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
27-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet -€16,516
Net result drops to -€16,516, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
7,839 m²
Building footprint
828 m²
Parcel 62312A0453/00W002, Wallonia. Linked by address, not a title deed.
47 companies at this address See who is registered here
1 establishment unit
H AUB
Rue d'Abhooz 31, 4040 HerstalRenting and operating of own or leased residential real estate, excluding social housing
since 20222.333.463.474
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62312A0453/00W002 Wallonia 7,839 m² 1 · 828 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-07-2022
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0788415802
Registered 20-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.