H & A Technics
ActiveSummary
H & A Technics has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €3k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-3
Solvency64▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.62 in 2024; short-term debt: 57.1% and cash: 0% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
0.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-03-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
53 d late
2024
60 d late
2023
56 d late
2022
2 d early
2021
5 d early
2020
3 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▲ 1.8%
2024 · €195k
2019: €48k
2020: €69k
2021: €112k
2022: €161k
2023: €191k
2024: €195k
2019 → 2025
Total assets
€513k▲ 9.0%
2024 · €471k
2019: €186k
2020: €154k
2021: €265k
2022: €214k
2023: €356k
2024: €471k
2019 → 2025
Net result
€3k▼ 4.6%
2024 · €4k
2019: €15k
2020: €21k
2021: €43k
2022: €49k
2023: €31k
2024: €4k
2019 → 2025
Working capital
€175k▲ 11.9%
2024 · €156k
2019: €22k
2020: €37k
2021: €67k
2022: €81k
2023: €154k
2024: €156k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€161k▲ 43.8%€191k▲ 19.1%€195k▲ 1.9%€198k▲ 1.8%
Operating result€60k-€64k▲ 6.7%€32k▼ 49.7%€4k▼ 88.4%€19k▲ 401%
Net result€43k-€49k▲ 15.0%€31k▼ 37.4%€4k▼ 88.3%€3k▼ 4.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 401% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€45k ▼ 28.3%
Current assets
€468k ▲ 14.7%
Equity and liabilities €513k
Equity
€198k ▲ 1.8%
Debt
€315k ▲ 14.1%
Debt's share of the balance-sheet total rises from 58.6% to 61.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €29k
Cash flow
€26k▼
2024 · €29k
Current ratio
1.60▼
2024 · 1.62
Debt to equity
1.59▲
2024 · 1.42
ROE
1.7%▼
2024 · 1.8%
ROA
0.7%▼
2024 · 0.8%
Interest coverage
2.59▼
2024 · 2.97
Debt ≤ 1 year
€293k▲
2024 · €252k
Debt > 1 year
€16k▼
2024 · €24k
Income taxes
€6k
Staff costs
€96k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€471k€513k▲
Fixed assets21/28€63k€45k▼
Tangible fixed assets22/27€59k€42k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€51k€34k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€408k€468k▲
Amounts receivable within one year40/41€402k€468k▲
Trade receivables40€152k€158k▲
Other amounts receivable41€250k€310k▲
Cash at bank and in hand54/58€6k€38▼
Equity and liabilities
Total equity and liabilities10/49€471k€513k▲
Equity10/15€195k€198k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€187k€190k▲
Amounts payable17/49€276k€315k▲
Amounts payable after more than one year17€24k€16k▼
Financial debts170/4€24k€16k▼
Amounts payable within one year42/48€252k€293k▲
Current portion of amounts payable after more than one year42€17k€9k▼
Financial debts43€47k€50k▲
Credit institutions430/8€47k€50k▲
Trade debts44€178k€223k▲
Suppliers440/4€178k€223k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€266k€279k▲
Remuneration, social security and pensions62€81k€96k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€23k▼
Other operating charges640/8€6k€12k▲
Gross operating margin9900€116k€149k▲
Operating profit (loss)9901€4k€19k▲
Financial income75/76B€10k€14k▲
Recurring financial income75€10k€14k▲
Financial charges65/66B€10k€23k▲
Recurring financial charges65€10k€16k▲
Non-recurring financial charges66B-€7k
Profit (loss) for the period before taxes9903€4k€10k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€190k▲
Profit (loss) brought forward from the previous period14P€183k€187k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
30-06
Financial
Weakest financial yearnet €3k ▼4.6%
Net result drops to €3k, the lowest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €49k ▲15%
Operating result €64k, net result €49k, both a record.
30-06
Financial
Equity above €150kEq €161k ▲43.8%
4 profitable years in a row build equity to €161k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €112k ▲61.5%
3 profitable years in a row build equity to €112k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fré De Waelestraat 259240 ZeleGround area
311 m²
Building footprint
69 m²
Parcel 42403D0962/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Fré De Waelestraat 25, 9240 Zele
since 20132.258.022.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403D0962/00T000 | Flanders | 311 m² | 1 · 69 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TERRASSEMENTS LEON
BE 0887.874.553
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RiRoo
BE 0786.556.568
Diksmuide · Eq €197,454
J T SERVICES
BE 0827.852.339
Waimes · Eq €197,448
T.C.F.
BE 0434.692.929
Raeren · Eq €197,357
Entreprises Robert MEYER
BE 0421.232.495
Léglise · Eq €199,005
Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 2,602 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded19-03-2013
Fiscal year end30-06
Activities, NACEBEL 2025
43120Site preparation
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.