H.A PRO CONSULT
ActiveThe computed 12-month bankruptcy probability of H.A PRO CONSULT is 1.8% (moderate). The 2025 annual accounts show equity of €7k and a net result of €4k. Its solvency ranks better than 36% of 11297 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability84
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€32k
Net result
€4k
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€26k
Current assets
€7k
Equity and liabilities €32k
Equity
€7k
Debt
€25k
Debt finances 77.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€16k
Cash flow
€12k
Solvency
22.9%
Current ratio
0.48
Quick ratio
0.48
Debt / equity
3.37
ROE
52.7%
ROA
12.1%
Interest coverage
15.24
Debt
€25k
Debt ≤ 1 year
€14k
Debt > 1 year
€11k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€32k
Fixed assets21/28€26k
Tangible fixed assets22/27€26k
Furniture and vehicles24€26k
Current assets29/58€7k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€32k
Equity10/15€7k
Contributions10/11€4k
Profit (loss) carried forward14€4k
Amounts payable17/49€25k
Amounts payable after more than one year17€11k
Financial debts170/4€11k
Amounts payable within one year42/48€14k
Current portion of amounts payable after more than one year42€10k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€257
Taxes450/3€144
Remuneration and social security454/9€113
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€650
Gross operating margin9900€17k
Operating profit (loss)9901€8k
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€3k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazelaarlaan 41853 GrimbergenGround area
1,234 m²
Building footprint
203 m²
Volume, LiDAR
385 m³
Parcel 23084A0578/00T000, Flanders · tallest building 9.4 m. Linked by address, not a title deed.
1 establishment unit
H.A PRO CONSULT
since 20242.362.648.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0578/00T000 | Flanders | 1,233 m² | 1 · 203 m² | 9.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,137 companies in sector 46130 we hold annual accounts for 646. 242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2024
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.