H & A EXPRESS

Active

Private limited companyfounded 20215 yrs activeChaussée de Lodelinsart 210, 6060 Charleroi, BelgiumKBO/BCE: BE 0768.841.301

Summary

The computed 12-month bankruptcy probability of H & A EXPRESS is 16.6% (high). For H & A EXPRESS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €23,321 and a net result of €6,211. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

H & A EXPRESSActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€56,629total assets 2023

Equity: €23,321
Profit: €6,211

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 16.6%

2023 figures too old to score

Structure

Accounts 429 d overdue0 of 5 deeds read

Signals- 1 change of registered office in 24 months- Figures for FY 2023 (filed 19-07-2024)- No filing in 24 months (latest 19-07-2024)- Two or more financial years not filed+ Size: total assets €56,629Latest accounts filed on timeShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: High

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Average

Solvency 66+42

equity 41.2% of total assets

Liquidity 23-3

short-term debt 58.8% · cash 2.8%

Profitability 82+82

return on assets 11.0%

Bankruptcy probability, 12 months

16.6% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.4%lowest value 12-2024: 2.4%● 0.0% vs 11-2024lowest value 01-2025: 2.4%▲ +1.3% vs 12-2024 02-2025: 2.4%● 0.0% vs 01-2025 03-2025: 2.4%▲ +1.7% vs 02-2025 04-2025: 2.5%▲ +3.5% vs 03-2025 05-2025: 2.5%▲ +0.4% vs 04-2025 06-2025: 2.6%▲ +0.9% vs 05-2025 07-2025: 6.1%▲ +139% vs 06-2025 08-2025: 7.0%▲ +14.5% vs 07-2025 09-2025: 7.3%▲ +4.5% vs 08-2025 10-2025: 10.7%▲ +46.2% vs 09-2025 11-2025: 10.9%▲ +1.8% vs 10-2025 12-2025: 11.6%▲ +6.8% vs 11-2025 01-2026: 13.3%▲ +14.1% vs 12-2025 02-2026: 13.3%● 0.0% vs 01-2026 03-2026: 13.3%▼ -0.2% vs 02-2026 04-2026: 12.8%▼ -3.2% vs 03-2026 05-2026: 12.8%● 0.0% vs 04-2026 06-2026: 12.3%▼ -3.8% vs 05-2026 07-2026: 12.2%▼ -0.8% vs 06-2026 08-2026: 16.6%▲ +35.3% vs 07-2026highest value 09-2026: 16.6%● 0.0% vs 08-2026highest value 10-2026: 16.6%● 0.0% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
Figures for FY 2023 (filed 19-07-2024) raises the probability
No filing in 24 months (latest 19-07-2024) raises the probability
Size: total assets €56,629 lowers the probability for this profile

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2023 (filed 19-07-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No filing in 24 months (latest 19-07-2024)

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €56,629

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline03-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 16-07-2024, 15 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

15 d early

2022

41 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage