Skip to content

H & A

Active
Private limited company (pre-2019)founded 2009active for 16 yearsVenlosesteenweg 27, 3680 Maaseik, BelgiumKBO/BCE: BE 0821.626.325
Summary

H & A has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €943,345 and a net result of €161,436. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 75% of 2,816 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-11-2009 Normal situation
Activity
Other business support services NACE 82990and 3 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
Establishment unit
2.186.439.287 3680 Maaseik, since 01-01-2010
Financial year end
31 December
Peppol
Reachable since 19-09-2025

Board and ownership

Board
  • RESPONSA BVDirector · since 25-11-2009

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€329,441
▲ 68.6%
Turnover
≈ €490,000
estimated
Profit
€161,436
▲ 150%
Equity
€943,345
▲ 20.6%
Total assets
€1.3m
▲ 7.8%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 14 days after the deadline
Score breakdownlowers riskSize: 0.8 FTE, total assets €1.3mEquity €943,345 (71.8% of total assets)Figures for financial year 2025 (filed on 21-08-2026)Liquidity: current ratio 4.16, cash €141,632, halvedShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 97+8
equity 71.8% of total assets
Liquidity 61-25
short-term debt 14.2% · cash 10.8%
Profitability 84+9
return on assets 12.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.16 (2.7 in 2024), above the usual 1.5. Short-term debt is 14.2% and cash 10.8% of total assets. 28.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 72% of them on solvency, 55% on liquidity, 58% on profitability and 66% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: 0.8 FTE, total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €943,345 (71.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 21-08-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.16, cash €141,632, halved
NBB · annual accounts
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
14 days late
2024
28 days late
2023
30 days late
2022
56 days early
2021
79 days early
2020
24 days late
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 70 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €64,468 to €161,436 ▲ 150% View
  • Positive: 7th largest company by equity in Maaseik, Administrative and support services sectorin the Checked rankings No. 7 View
  • Positive: 8 profitable years in a rowprofit 2025: €161,436 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as H & A: other business support services (NACE 82990). They are comparable in size and age: total assets between €949,000 and €2.1m, founded between 2005 and 2012.

CompanyTotal assetsGross margin
H & A Maaseik€1.3m€0.3m
PEEM Mechelen€1.4m€0.5m
LUMATOP Lokeren€1.1m€0.4m
COTHINK Rumst€0.9m€0.3m
LISTIEN Lubbeek€1.0m€0.3m
BROERS & LARAKI MANAGEMENT Oupeye€1.5m€0.5m
LOUNGE BELGIUM Roeselare€2.1m€0.3m
Full comparison

Key facts about H & A

What is the company number of H & A?
The company number of H & A is 0821.626.325. The VAT number is the same number with BE in front: BE 0821.626.325.
Where is H & A based?
The registered office is at Venlosesteenweg 27, 3680 Maaseik.Company details
What does H & A do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of H & A?
The legal form of H & A is Private limited company (pre-2019) (BVBA).
When was H & A founded?
H & A was founded on 25-11-2009.
Is H & A still active?
Yes, H & A is an active enterprise in the KBO register.
How many employees does H & A have?
H & A had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does H & A fall under?
In its 2024 annual accounts, H & A states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of H & A?
The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €329,441 and 33 comparable companies (NACE 82990). It probably lies between €410,000 and €690,000.
Is H & A profitable?
In financial year 2025, H & A made a profit of €161,436.
Where can I find the annual accounts of H & A?
H & A filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of H & A due?
H & A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.