GYPROBRAZ
ActiveThe computed 12-month bankruptcy probability of GYPROBRAZ is 1.8% (moderate). The 2024 annual accounts show equity of €69k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 68% of 36377 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+31
Solvency99▲+1
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.42 in 2023), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
1921222324
2019 to 2024 · latest year €69k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
392 d late
2022
25 d late
2021
60 d late
2019
98 d late
2017
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€100k
EBIT margin
8.3%
Net result
€13k▲ 82.7%
2023 · €7k
2019: €7k
2021: €11k
2022: €-29k
2023: €7k
2019 → 2024
Working capital
€69k▲ 24.7%
2023 · €55k
2019: €52k
2021: €77k
2022: €48k
2023: €55k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Turnover€100k-
Equity€57k-€78k▲ 36.9%€48k▼ 37.8%€56k▲ 15.2%€69k▲ 24.1%
Operating result€8k-€8k▼ 8.5%€-33k€10k€8k▼ 22.4%
Net result€7k-€11k▲ 59.5%€-29k€7k€13k▲ 82.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €111k
Fixed assets
€259▼ 42.8%
Current assets
€110k▲ 17.4%
Equity and liabilities €111k
Equity
€69k▲ 24.1%
Debt
€42k▲ 7.2%
The debt ratio falls from 41.2% to 37.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€8k▼
2023 · €11k
Cash flow
€14k▲
2023 · €7k
Solvency
62.3%▲
2023 · 58.8%
Current ratio
2.65▲
2023 · 2.42
Quick ratio
2.65▲
2023 · 2.42
Debt / equity
0.60▼
2023 · 0.70
ROE
19.4%▲
2023 · 13.2%
ROA
12.1%▲
2023 · 7.8%
Interest coverage
19.88▲
2023 · 18.51
Debt
€42k▲
2023 · €39k
Debt ≤ 1 year
€42k▲
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€95k€111k▲
Fixed assets21/28€453€259▼
Tangible fixed assets22/27€453€259▼
Furniture and vehicles24€453€259▼
Current assets29/58€94k€110k▲
Amounts receivable within one year40/41€94k€110k▲
Trade receivables40-€13k
Other amounts receivable41€94k€98k▲
Equity and liabilities
Total equity and liabilities10/49€95k€111k▲
Equity10/15€56k€69k▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€19k€19k=
Uncalled capital101€8k€8k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€44k€57k▲
Amounts payable17/49€39k€42k▲
Amounts payable within one year42/48€39k€42k▲
Financial debts43€688€3k▲
Credit institutions430/8€688€3k▲
Trade debts44€38k€39k▲
Suppliers440/4€38k€39k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129€194▲
Other operating charges640/8€648€1k▲
Gross operating margin9900€11k€10k▼
Operating profit (loss)9901€10k€8k▼
Financial income75/76B€50€6k▲
Recurring financial income75€50€6k▲
Financial charges65/66B€568€415▼
Recurring financial charges65€568€415▼
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€57k▲
Profit (loss) brought forward from the previous period14P€36k€44k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 392 days late
2024
31-12
Financial
Highest result since 2019net €13k ▲82.7%
Net result €13k, the highest in the series.
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €-29k ▼374%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 14.10
Current ratio from 5.17 to 14.10; short-term debt falls from €13k to €6k.
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 38 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
30-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
25-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Citroenbomenlaan 441020 BrusselGround area
1,320 m²
Building footprint
654 m²
Volume, LiDAR
9,230 m³
2 parcels, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20112.203.444.674
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0003/00G057 | Brussels | 1,145 m² | 1 · 583 m² | 17.5 m · 5 fl. |
| 21616G0125/00X005 | Brussels | 175 m² | 1 · 70 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N&A MAINTENANCE
BE 0680.487.761
Liège · Eq €69k
PGI CONSTRUIT
BE 0777.923.370
Soumagne · Eq €69k
TEAM 3D RENOVATION
BE 0462.055.243
Mons · Eq €69k
M.C. ACOUSTIQUE SOLUTION
BE 0785.793.832
Couvin · Eq €69k
SELUX ISOL
BE 0703.926.723
Liedekerke · Eq €70k
Of 4,243 companies in sector 43230 we hold annual accounts for 1,230. 1,030 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2011
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43120Site preparation
43211General electrical installation work
81210General cleaning of buildings
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.