GYP-STYLE
ActiveGYP-STYLE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €3k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 7.37 against 5.74 in 2024; short-term debt: 11.8% and cash: 23.2% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
30 d late
2022
23 d early
2021
31 d late
2020
24 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€184k▲ 1.4%
2024 · €181k
2018: €90k
2019: €102k
2020: €102k
2021: €164k
2022: €180k
2023: €181k
2024: €181k
2018 → 2025
Total assets
€208k▼ 3.5%
2024 · €216k
2018: €254k
2019: €140k
2020: €131k
2021: €285k
2022: €298k
2023: €220k
2024: €216k
2018 → 2025
Net result
€3k▲ 1,979%
2024 · €124
2018: €31k
2019: €13k
2020: €86
2021: €62k
2022: €16k
2023: €574
2024: €124
2018 → 2025
Working capital
€157k▲ 5.1%
2024 · €150k
2018: €69k
2019: €81k
2020: €84k
2021: €134k
2022: €150k
2023: €154k
2024: €150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€180k▲ 9.7%€181k▲ 0.3%€181k▲ 0.1%€184k▲ 1.4%
Operating result€95k-€26k▼ 72.2%€4k▼ 83.1%€3k▼ 32.7%€6k▲ 92.3%
Net result€62k-€16k▼ 74.2%€574▼ 96.4%€124▼ 78.4%€3k▲ 1,979%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €208k
Fixed assets
€26k▼ 24.1%
Current assets
€182k▲ 0.5%
Equity and liabilities €208k
Equity
€184k▲ 1.4%
Debt
€25k▼ 29.1%
The debt ratio falls from 16.1% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €14k
Cash flow
€16k▲
2024 · €11k
Solvency
88.2%▲
2024 · 83.9%
Current ratio
7.37▲
2024 · 5.74
Quick ratio
7.37▲
2024 · 5.74
Debt / equity
0.13▼
2024 · 0.19
ROE
1.4%▲
2024 · 0.1%
ROA
1.2%▲
2024 · 0.1%
Interest coverage
21.03▲
2024 · 7.64
Debt
€25k▼
2024 · €35k
Debt ≤ 1 year
€25k▼
2024 · €32k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€208k▼
Fixed assets21/28€35k€26k▼
Tangible fixed assets22/27€30k€21k▼
Plant, machinery and equipment23-€5k
Furniture and vehicles24€30k€17k▼
Financial fixed assets28€5k€5k=
Current assets29/58€181k€182k▲
Amounts receivable within one year40/41€75k€131k▲
Trade receivables40€67k€130k▲
Other amounts receivable41€8k€999▼
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€103k€48k▼
Equity and liabilities
Total equity and liabilities10/49€216k€208k▼
Equity10/15€181k€184k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€122k€122k=
Distributable reserves133€122k€122k=
Profit (loss) carried forward14€53k€55k▲
Amounts payable17/49€35k€25k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€32k€25k▼
Current portion of amounts payable after more than one year42€9k€3k▼
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48€12k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€857€1k▲
Gross operating margin9900€15k€21k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€321€271▼
Recurring financial income75€321€271▼
Financial charges65/66B€2k€917▼
Recurring financial charges65€2k€917▼
Profit (loss) for the period before taxes9903€1k€5k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€124€3k▲
Profit (loss) for the period to be appropriated9905€124€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€55k▲
Profit (loss) brought forward from the previous period14P€53k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 6.64
Current ratio from 2.55 to 6.64; short-term debt falls from €97k to €27k.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €62k ▲71826%
Operating result €95k, net result €62k, both a record.
31-12
Financial
Equity above €150kEq €164k ▲60.7%
4 profitable years in a row build equity to €164k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €86 ▼99.3%
Net result drops to €86, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 3.92
Current ratio from 1.47 to 3.92; short-term debt falls from €147k to €28k.
31-12
Financial
Equity above €100kEq €102k ▲14%
2 profitable years in a row build equity to €102k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biezeweide 1881500 HalleGround area
551 m²
Building footprint
104 m²
Volume, LiDAR
715 m³
Parcel 23412I0086/00X007, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GYP-STYLE
since 20112.198.274.871
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412I0086/00X007 | Flanders | 551 m² | 1 · 104 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRASPENNING - DONCKERS PLAFONNERINGWERKEN
BE 0474.928.331
Hoogstraten · Eq €183k
ZUZ-MAT
BE 0839.548.361
Asse · Eq €184k
DENIERE
BE 0476.301.969
Langemark-Poelkapelle · Eq €184k
BEZETTINGSWERKEN FRANSEN
BE 0837.982.208
Herentals · Eq €183k
Liber Construct
BE 0502.594.612
Anderlecht · Eq €183k
Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2011
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.